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Review Of American Express Gold Delta SkyMiles Business Credit Card: One Of The Best Business Air Miles Credit Cards
Review of: Gold Delta SkyMiles® Business Credit Card from American Express OPEN
Our Verdict: 



4.5/5 Stars
Are you a business owner or entrepreneur who likes to fly on Delta Air Lines, and would like to earn miles on your business expenses and flights? The Gold Delta SkyMiles Business Credit Card from American Express OPEN is the official business credit card of Delta, the world’s biggest airline (after Delta merged with Northwest). This business credit card, issued by American Express (NYSE:AXP), is designed for business owners who would like to earn free Delta flights without blackout dates, in addition to many other benefits.
Here I’ll do a detailed review of Gold Delta SkyMiles Business Credit Card from American Express OPEN, one of the best business credit cards for travel rewards, and tell you how I rate this credit card.
Things We Like About This Card
No annual fee for the first year, which gives you savings of $95 during the first year of having this business card. After the first year, you’ll have to pay an annual fee of $95.
Earn 30,000 bonus miles after spending $500 in the first 3 months with this card. This is an excellent promotion for new sign-ups as 30,000 miles is equivalent to $300 off your fare, which you will earn just for making your daily purchases with the card! You have to make these purchases worth $500 within the first 3 months of having this card.
Earn 5,000 bonus miles when signing up two additional cards. If you do this within the first year of having the card, then you will get a total of 35,000 free miles worth $350, which is redeemable for a round-trip Award Ticket on Delta!
These combined 35,000 bonus miles may also be redeemed for a domestic economy award ticket.Fly for free with your bonus miles.
Free $99 Companion Certificate every year when renewing your card. This certificate allows you to travel with someone when you purchase a round-trip airline ticket within the U.S. Both your ticket and theirs must be purchased with your Gold Delta SkyMiles card. Your companion ticket must be booked at the same time, flight and date as yours, and once issued, it can’t be transferred. This companion certificate is valid for one year from the date of issue.
Earn 2 miles for every $1 spent on qualifying Delta and Northwest flights, and also Delta Vacation packages. You should make the most of this offer and fly with Delta and Northwest as much as possible so as to earn even more miles so that you can later redeem for either a partial or full free flight.
Earn 1 mile for every $1 spent on eligible purchases. This does not include balance transfers, American Express Travelers Cheques, express cash, gift cheques, cash advances or U.S. Savings Bonds transactions.
Pay for all or part of your air ticket with your miles. In order to pay for your flights with your miles, you must make your airline purchases at delta.com. You will be able to pay in miles for all Delta and Delta Connection carrier flights that are marked eligible for “Pay with Miles”. There are no blackout dates nor seat restrictions with this booking system. You need to have accumulated at least 10,000 miles before you can redeem them. Every 10,000 miles means you get $100 off your airfares!
Redemption starts at just 10,000 miles for $100 off any Delta or Northwest air ticket. Do note that such Pay with Miles tickets are not eligible for the Best Fare Guarantee or mileage accrual.
Your miles don’t expire. Don’t worry about your miles expiring because they don’t expire as long as you use the card. Use your miles whenever you want; you could even surprise your loved one with a trip somewhere.
Your first bag checked in on Delta flights is free. With this offer, up to 8 people in your reservation can each save up to $50 on a round-trip. So when you travel with your family or companions, you can save a huge amount of money!
Amazing travel benefits and insurance. This card comes with travel benefits and travel insurance which can give you peace of mind when you are traveling:
Auto Rental Collision Damage Waiver. If you rent a car with your card and damage the car in an accident or if it gets stolen, don’t worry since you are covered up to the actual cash value of most rental vehicles.
24/7 Global Assist Hotline. If you need any medical, legal, financial and emergency assistance while traveling, call this hotline for referrals. You also get 24/7 Roadside Assistance, which is useful if your car gets stalled on the road. You will be covered with a maximum of $50 for towing charges.
Damaged and lost luggage insurance. If your luggage gets lost or damaged, don’t worry as you will be covered with this insurance while traveling.
Travel accident insurance. When you charge your plane/train/bus ticket to this card, you will be insured for accidental death or dismemberment.
Purchase Protection Plan. This plan will protect you against any accidental damage or the theft of eligible purchases for up to 90 days from the date of purchase. American Express will refund you, in the case of the store not doing so.
Free Extended Warranty. American Express will extend the original U.S. warranty of the items you purchase by up to one year.
Open Savings business discounts of 3% to 10% on brand-name partners. American Express OPEN cardmembers get automatic discounts on a variety of business expenses from retailers such as FedEx, Hertz, OfficeMax, hpdirect, Epson, airTran, Hyatt, Marriott and more. Just pay with your Gold Delta SkyMiles Business Credit Card and the savings will be credited to your account automatically.
You can manage your account online, so you can know exactly how your company’s money was spent, on what, where and when. You can also assign someone else to manage your account online.
Additional cards have no annual fee. This will be especially useful to you if you need to delegate spending to different employees.
Low interest rates. This Gold Delta SkyMiles card is a credit card, so you have the option to carry a balance if you are unable to pay in full by the due date each month. The variable APR on purchases is 15.24-19.24%, and your due date is at least 25 days after the close of each billing period. If you pay in full each month, you won’t have to pay any interest at all.
Our Least Favorite Things About This Card
$95 annual fee, which is waived during the first year of having the card. Thereafter you’ll have to pay an annual fee of $95. If you travel frequently on Delta and Northwest, you will be able to maximize the rewards of this card as you will earn double miles on those flights. In fact, if you simply use this card to pay for 2 air tickets each year, from the second year onward, the $100 you save on checked in luggage fees for 2 persons will already more than cancel out the $95 annual fee!
You must have a minimum of 10,000 miles in order to redeem them, which is the equivalent of a $100 travel credit. If you would like to use your SkyMiles before having 10,000 miles, you won’t be able to do so.
Our Verdict: 



4.5/5 Stars
The Gold Delta SkyMiles Business Credit Card from American Express OPEN is a great travel rewards card which rewards you in miles for your everyday spending. You get double miles for every $1 when booking air tickets on Delta or Northwest, and 1 mile for every $1 when you make all other purchases with this business card. As the official business credit card of the world’s largest airline, you will make the most of this card if you fly Delta frequently for business, as you can earn miles very quickly and later use your miles to pay for your flights either in full or in part.
As a bonus incentive for new sign-ups, this Gold Delta SkyMiles business card offers you 30,000 bonus miles after making your first purchase, which is equivalent to a $300 travel credit. If you get 2 additional cards, you’ll also receive another 5,000 bonus miles. These 35,000 miles are enough to redeem for a round-trip air ticket within the US! Also, every year, you’ll get a free $99 Companion Certificate with which you can go on a round-trip with a friend or loved one.
If you are a business owner who travels frequently on Delta, would like to earn miles for flying on Delta, as well as for all your other business expenses, and want all the exclusive cardholder privileges of American Express, then Gold Delta SkyMiles Business Credit Card from American Express OPEN might just be the card for you.
In our opinion, Gold Delta SkyMiles Business Credit Card from American Express OPEN is the best business credit card to get if you fly frequently on Delta. Apply online now and you will get a decision within 60 seconds.
- Credit Card Name
- Reward Type
- Introductory APR
- Typical APR
- Annual Fee
- Gold Delta SkyMiles® Business Credit Card from American Express OPEN
- Miles
- No Introductory Rate Available
- 15.24% - 19.24% Variable
- $95





- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free- for up to 8 people on your reservation- on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
- No annual fee for Additional Cards
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- Bonus Details: 30,000 bonus miles when you spend $500 on the Card in the first three months from account opening– good for a free flight!
- Other Bonus: 30,000 bonus miles when you spend $500 on the Card in the first three months
- Additional Perks: Save up to 10% automatically on business expenses from FedEx, Hertz®, Hyatt Hotels & Resorts®, and more with OPEN Savings®. Insurance coverage that protects you and gives you added peace of mind when you travel. Online expense management tools that can be customized to track charges and monitor exactly where, when, and how company dollars are spent. See website for additional benefits. The Gold Delta SkyMiles® Business Credit Card from American Express OPEN is designed for businesses with good credit that would like to earn free travel for business-related expenses and travel regularly on Delta Air Lines. You'll earn one mile for every dollar spent on general purchases and two miles for every dollar spent on qualifying Delta and Northwest flights, plus get 30,000 bonus miles when you spend $500 in the first three months. Cardholders will also have access to the exclusive Pay with Miles benefit that allows you to pay for a portion or all of your airfare with miles. Although there is a high annual fee of $95, it is waived for the first year. Earn additional miles for your everyday purchases with the Gold Delta SkyMiles® Business Credit Card from American Express OPEN.
- No Introductory Rate Available
- APR For Purchases: 15.24% - 19.24% Variable
- APR For Cash Advances: 21.24%
- Annual Fee: $95
- Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Late Payment Fee: Up to $35
Would you prefer one of the best business credit cards in the U.S. instead? Then apply for the no-fee Chase Ink Cash – $250 Bonus Cash Back (read our Chase Ink review), issued by JPMorgan Chase. This card made it to DailyMarkets.com’s Best Credit Cards 2011, and is the highest rated business credit card as it gives you up to $250 cash back as a signing bonus, and gives you 5 points per dollar spent on certain purchases.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.