The Visa card is one of the most widely accepted credit cards in the world, and I think everyone should have at least one Visa credit card in his or her wallet. Many of my friends think that Visa (NYSE:V) is a credit card issuer, but in reality, it isn’t, as it is a payment network to which many banks are affiliated with. Most benefits (for example, a rewards program) that come with Visa cards are offered by the banks themselves, but Visa also offers many of its own benefits, through its traditional Visa and Visa Signature tiers. With so many Visa cards out there, it can be very confusing for you to decide which is the best card to get.
To help you out, I have listed below some of the best Visa credit cards in America with the most generous rewards and cash back that are available in the market right now.
Chase Sapphire Preferred Card, issued by JPMorgan Chase (NYSE:JPM), is one of the best travel rewards Visa cards to get as it currently offers 40,000 bonus points worth $500 in travel credit to new sign-ups who spend $3,000 within the first 3 months, as well as 5,000 bonus points when new cardholders add an authorized user and make an eligible purchase within the first 3 months. You get 1 point for each $1 spent on any purchases, and 2 points for each $1 spent at restaurants and booking air tickets and hotel stays through Chase’s online mall. And if you shop through Chase’s online mall with your Chase Sapphire Preferred Card, you can get up to 10 points for every dollar spent. Your points can be redeemed for a large variety of rewards such as airline tickets, hotel, car rental, cruise certificates, gift cards, merchandise or even cash rewards. Annual fee of $95 is waived the first year.
Click here to read our review of Chase Sapphire Preferred Card.
United MileagePlus Explorer Card is a new Visa Signature card by Chase for people who travel frequently with United Airlines. You earn 2 points per $1 spent on United air tickets bought through their websites, and 1 point per $1 spent on all other purchases. Your points can be redeemed for domestic and international flights, car rentals, hotel stays, vacation packages or gift cards. New sign-ups to the United Credit Card will receive 30,000 bonus miles when they spend $1,000 during the first 3 months, 10,000 miles when spending $25,000 during the year, and you will qualify and receive 5,000 bonus miles after your first purchase and addition of an authorized user to your account; both must occur during the first 3 months from account opening. No foreign transaction fees. $0 intro annual fee for the first year, then $95.
Click here to read our review of United credit card.