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Which Visa Credit Card Gives The Best Rewards?
The Visa card is one of the most widely accepted credit cards in the world, and I think everyone should have at least one Visa credit card in his or her wallet. Many of my friends think that Visa (NYSE:V) is a credit card issuer, but in reality, it isn’t, as it is a payment network to which many banks are affiliated with. Most benefits (for example, a rewards program) that come with Visa cards are offered by the banks themselves, but Visa also offers many of its own benefits, through its traditional Visa and Visa Signature tiers. With so many Visa cards out there, it can be very confusing for you to decide which is the best card to get.
To help you out, I have listed below the best 5 Visa credit cards in America with the most generous rewards and cash back that are available in the market right now.
Chase Sapphire Preferred, issued by JPMorgan Chase (NYSE:JPM), is one of the best travel rewards Visa cards to get as it currently offers 40,000 bonus points worth $500 in travel credit to new sign-ups who spend $3,000 within the first 3 months. You get 1 point for each $1 spent on any purchases, and 2 points for each $1 spent booking air tickets and hotel stays through Chase’s online mall. And if you shop through Chase’s online mall with your Chase Sapphire Preferred Card, you can get up to 10 points for every dollar spent. Your points can be redeemed for a large variety of rewards such as airline tickets, hotel, car rental, cruise certificates, gift cards, merchandise or even cash rewards. Annual fee of $95 is waived the first year.
Click here to read our review of Chase Sapphire Preferred Card.
Capital One Venture Rewards Credit Card, issued by Capital One (NYSE:COF), is an excellent Visa rewards card that gives you 10,000 miles during the first 3 months when you make purchases totalling $1,000. Earn 2 miles for every dollar spent on any purchases. Miles have no maximum limit and they don’t expire. There’s also no foreign currency fee. Capital One Venture has many Visa Signature privileges such as extended warranty, purchase protection, auto rental insurance, travel accident insurance, and others. The $59 annual fee is waived the first year.
Click here to read our review of Capital One Venture.
Chase Freedom Visa – $100 Bonus Cash Back is the best cash back Visa credit card in the US. This no-fee card allows you to earn a $100 check after spending just $500 within the first 3 months of opening your account. You earn 5% cash back on quarterly rotating categories (gas, groceries, department stores, travel, home improvement, restaurants, movies etc). You are also rewarded with a 1% cash back on all other purchases. When you shop through Chase’s online mall with Chase Freedom Visa, you can get up to 10% cash back.
Click here to read our review of Chase Freedom.
Marriott Rewards Credit Card is a travel credit card that gives you 30,000 points when you make your first purchase. You will earn 3 points for every dollar you spend on purchases made at Marriott locations as well as 1 point for every other dollar you spend. Receive a 2 free nights stay e-certificate upon account opening. Earn up to 10 nights credit towards Elite status every year, each night credit is earned after you spend $3,000 on purchases. There’s a $45 annual fee that’s waived the first year.
Click here to read our review of Marriott Rewards Credit Card.
UnitedPlus Explorer Card is a new Visa Signature card by Chase for people who travel frequently with United Airlines. You earn 2 points per $1 spent on United & Continental air tickets bought through their websites, and 1 point per $1 spent on all other purchases. Your points can be redeemed for domestic and international flights, car rentals, hotel stays, vacation packages or gift cards. New sign-ups to the United Credit Card will receive up to 40,000 bonus miles. Annual fee is $60, but waived for the first year.
Click here to read our review of United credit card.