If you want to earn Hilton rewards in the fastest possible way, and are a U.S. resident, I’d recommend you get the Hilton credit card. The Hilton HHonors Credit Card, issued by Citi (NYSE:C), doesn’t have any annual fee, and is the official Visa (NYSE:V) Hilton card for U.S. consumers (including business owners) who want to earn points on their everyday spending and later exchange them for free nights at Hilton hotels around the world. Below I’ll give you a highlight of its benefits, and tell you what you should watch out for.
Things We Like About This Card
No annual fee. Get this Hilton card for free.
Earn 40,000 bonus points after spending $1000 during the first 4 months with your card. These 40k points are enough to redeem for free nights at participating Hilton hotels worldwide. You can use them to redeem for 5 free nights at a category 1 hotel or fewer nights at a higher category hotel.
Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio, which consists of more than 3,600 hotels! This card rewards you the most when you stay at their hotels or resorts. Definitely a boost especially for business travelers.
Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations. Remember that this does not include purchases made at convenience stores, department stores, warehouse clubs or discount stores.
Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.
Points can be redeemed for free hotel nights, car rentals, airline miles and other Experience Rewards. This includes hotels and airlines that are partners with Hilton. There are no blackout dates for hotel redemption. With as few as 7,500 points, you can redeem for a standard room at a category 1 Hilton hotel. Below is a table showing how many points are needed for a 1-night redemption for the different categories of hotel:
Point purchase program in which you can purchase additional bonus points with a maximum of 40,000 additional points purchased yearly, at a cost of $10 for every 1,000 bonus points you purchase, or $0.0125 per point purchased if you buy less than 10,000 points per transaction. This is an awesome deal. Keep in mind that when purchasing additional bonus points, you must purchase then in batches of at least 1,000 points. So if you are accumulating points but are still missing some in order to redeem for a reward, you will be able to buy them.
No pre-set spending limit if you qualify for the Visa Signature card. To be approved for a Visa Signature, your annual income must be at least $35,000 and you must have very good to excellent credit. Otherwise, you’ll be approved for a Visa Gold card.
Earn HHonors Silver status when spending 10 nights or 4 stays at Hilton hotels in a year.
Our Least Favorite Things About This Card
No promotional APR on purchases and balance transfers. If you carry a balance, the variable APR on purchases and balance transfers is 14.24% for Visa Signature card and 16.24% for Visa Gold card.
If you don’t earn any points during a 12-month period, your account will be closed and you will lose any accumulated points.
This Hilton rewards credit card will benefit those who stay at Hilton hotels often and would like to earn a multitude of points for their spending. You will earn 6 points per dollar spent when staying at Hilton hotels, 3 points per dollar spent when making purchases at gas stations, drugstores and supermarkets, and 2 points for every dollar spent anywhere else.
As a bonus for new card members, you’ll earn 40,000 bonus points once you have spent $1,000 during the first 4 months, which can be redeemed for up to 5 free hotel nights! The points you earn with this card can be redeemed for free hotel nights, car rentals, or miles that you can use for airlines that are affiliated to Hilton. Remember that you must earn points on your card yearly in order to keep your card account active and not lose any accumulated points.
With no annual fee, this Citi Hilton HHonors Visa Signature Card is highly recommended for both business travelers and people who like staying at Hilton hotels while on holiday.
Click here to go to the official Citi website to apply online for Citi Hilton HHonors Credit Card now.