Looking for the best rewards card? You’ve come to the right place. Rewards credit cards are increasingly being used by Americans to supplement their travel, supermarket, shopping, and even day-to-day expenses, and according to a new survey by Capital One (NYSE:COF), this ‘free money’ is consumers’ top motivation for using rewards credit cards. If you pay off your card balance in full each month, and have good to excellent credit score, I strongly recommend you use a rewards card to help you save and earn money at the same time. Below are two of the best rewards cards that I personally recommend:

American Express Premier Rewards Gold Card is a fancier version of the American Express Gold Card. It gives you 25,000 bonus miles after you spend $2,000 during the first 3 months, up to 3 points for ever dollar you spend, and 15,000 bonus points if you spend over $30,000 in a year. This means if you spend more than $30,000 in the first year you could get 40,000 bonus points worth $400 in gift cards. Click here to read our American Express Premier Rewards Gold Card review.

Chase Freedom Visa – $100 Bonus Cash Back has one of the largest cash back signing bonuses for new card members at the moment, this time-limited $100 signing bonus is available to readers of DailyMarkets.com who sign up through this page. Click here to read our Chase Freedom review.

I myself hardly use cash anymore, and try to only use my rewards card when buying things. Not only does it give me a credit line, it also gives me many extras just for using my card, such as giving me cash back, reward points or miles, which I can later redeem for gift cards, merchandise, air tickets, hotel stays, VIP experiences or pure, hard cash. To help you choose the best rewards card for your needs, we have compiled the best rewards credit cards below in the following categories:

• “Cash is king. I prefer getting discounts and cash rebates”
• “I like staying at a particular hotel or flying with a particular airline”
• “I want flexible travel rewards since I’m not a loyal fan of any particular airline or hotel”
• “I want a 0% balance transfer card which also comes with rewards”
• “I’m a business owner & I want to earn rewards on my business expenses”
• “I’m a big spender; I have discerning taste and I prefer a prestigious card”

“Cash is king. I prefer getting discounts and cash rebates”

Chase Freedom Visa – $100 Bonus Cash Back + 0% APR, issued by JPMorgan Chase (NYSE:JPM), gives you 5% rebate on quarterly rotating categories and 1% rebate on all others. It doesn’t have any annual fee and even offers you $100 as a sign-up bonus. Unlike many other rewards card that don’t offer any 0% promotional APR, Chase Freedom offers a 0% APR on purchases and balance transfers for 15 months.

Or click here to read Chase Freedom review.

Discover More Card, issued by Discover (NYSE:DFS), also offers 5% rebate on quarterly bonus categories, and up to 1% rebate on all other purchases and it has no annual fee. One feature that we’ve not seen in other cards is that you can double the value of your cashback if you redeem for vouchers from participating merchants such as Carnival Cruise, Hyatt, Samsonite and many others. This Discover Card also has a 0% special APR on purchases and balance transfers for 15 months.

Click here to read Discover Card review.

“I like staying at a particular hotel or flying with a particular airline”

United MileagePlus Explorer Card by Chase is one of the top airline credit cards when it comes to travel perks. Earn 2 miles per dollar spent on United air tickets and 1 mile per dollar on everything else. It gives you a complimentary round-trip domestic air ticket as a sign-up incentive. Get your first bag checked in free-of-charge for you and your companions, and 2 complimentary passes to United’s airport lounge annually. First year’s $95 annual fee is waived for this United credit card.

Click here to read United credit card review.

Gold Delta SkyMiles Credit Card from American Express (NYSE:AXP) is the most popular Delta card among Delta frequent flyers. You get 2 miles per dollar spent on Delta purchases, and 1 mile per dollar all everything else. Get your first bag checked in for free, up to 9 people. Receive a $300 travel credit using Pay with Miles as a bonus promotion. $0 introductory annual fee the first year, $95 annual fee thereafter.

Click here to read Delta Card review.

Hilton HHonors Visa Signature Card from Citi (NYSE:C) is the card to get if you stay at Hilton often, whether as an leisure or business traveler. It doesn’t have any annual fee, and gives you 4 free hotel nights as a sign-up bonus. You get 6 points per dollar spent on Hilton locations worldwide, 3 points on groceries, gas and drugstore purchases, and 2 points on all others. This Hilton card doesn’t have any pre-set spending limit, which is useful for big spenders.

Click here to read the Hilton Card review.

“I want flexible travel rewards since I’m not a loyal fan of any particular airline or hotel”

Capital One Venture Rewards Card, issued by Capital One, is the card to get if you want to chalk up air miles really quickly as it gives you 2 miles per dollar spent on all purchases, whether you are buying toothpaste or air tickets. This card has no foreign transaction fee. Annual fee of $59 is waived for the first year.

Click here to read Capital One Venture review.

Chase Sapphire Preferred has an amazing time limited offer for new sign-ups whereby you will receive 40,000 bonus points (redeemable for 2 free flights) after spending $3,000 in the first 3 months. It lets you earn 2 points per dollar on dining and travel purchases and 1 point on all others. It is a very flexible travel rewards card as you can redeem points for travel, cash, gift cards, merchandise, unique experiences. To earn up to 10 points per dollar, shop through their Ultimate Rewards online mall. Chase Sapphire Preferred has many travel-related benefits, plus the $95 annual fee is waived for the first year.

Click here to read our Chase Sapphire Preferred review or Chase Sapphire review.

Disney Premier Visa Credit Card is the perfect card to get if you’re planning a trip to some Disney location as you will benefit from a 0% intro APR for 6 months to pay back each Disney vacation package you purchase. With this card you will earn 2% cash back on most Disney locations, and in all grocery stores, gas stations and restaurants. You will also earn 10% cash back each time you make Disney purchases of more than $50. Those who sign up to this card will also earn a $100 statement credit as a special signing promotion which more than outweighs the card’s $49 annual fee.

Click here to read our Disney Premier Visa Card review.

“I want a 0% balance transfer card which also comes with rewards”

Discover More Card – 18 Month Promotional Balance Transfer offers a special 0% APR on balance transfers for 18 months, which is one of the longest 0% period we’ve encountered. This is great for people who want to pay off their existing credit card debt with no interest by transferring it to this Discover Card. Like other Discover cards, this card offers 5% rebate on quarterly changing categories and up to 1% on all other purchases. I strongly recommend you use this card to pay off your card balance first before using it to purchase things.

Click here to read Discover More Card – 18 Month Promotional Balance Transfer review.

“I’m a business owner & I want to earn rewards on my business expenses”

Ink Cash Business Card – $250 Bonus Cash Back from Chase is an excellent card as it gives you 5% cash back on wireless services, office supplies and cable services, 2% cash back on dining and gas, and 1% unlimited rebate on everything else. No annual fee for you or any extra cards for your employees. Has 0% APR on purchases and balance transfers for 12 months. Maximize your cash back by shopping through Chase’s online mall as you can get up to 10% rebate at certain merchants. Signing bonus: Earn $100 cash back after you make your first purchase and $150 cash back when you spend $5,000 in the first 3 months.

Click here to read review of Chase Ink Credit Card.

“I’m a big spender; I have discerning taste and I prefer a prestigious card”

The American Express Platinum Card has many valuable benefits that make the $450 annual fee worth it. It gives you 25,000 bonus points which can be redeemed toward 1 free round-trip air ticket within the US, and lets you earn 2 points per dollar spent on travel purchases through the Amex travel website, and 1 point per dollar on all other purchases. To us, what really makes the card fee worth it is the complimentary unlimited airport lounge access around the world. You can pick an airline and each year you will receive up to $200 statement credit to pay for airline fees. Redeem your points for an amazing range of rewards. You also get a complementary ticket at a discounted price when booking qualifying international Business or First Class tickets. The American Express Platinum comes with many travel, shopping and luxury hotel benefits, and also 24/7 concierge.

Click here to read American Express Platinum review.

Visa Black Card prides itself as “the world’s most prestigious and versatile credit card”. For an annual fee of $495, you can redeem 1% as cash back or as airfares on any airline with no blackouts starting from just 25,000 points for a ticket worth up to $500. Benefits of Visa Black Card include unlimited VIP airport lounge access, 24-hour concierge, premium travel benefits, luxury gifts and more. It offers a 0% APR on balance transfers for 15 months. This card is made with carbon. Issued by Barclays Bank Delaware.

Click here to read review of Visa Black Card.