Citicards are one of the most popular credit cards, and they are issued by Citibank (NYSE:C), one of the Big Four banks in the US. Citi cards has a core collection of cards to suit your needs, whether you are looking for a Visa or MasterCard with rewards, 0% APRs on balance transfers and purchases, or low long-term APRs. Compared to cards from Chase, Bank of America and Wells Fargo, I think Citicards are among the top-rated balance transfer cards.

Here is a list of the best Citicards with no annual fee. You need good to excellent credit score for these cards (except for the student card).

Citi Simplicity Card. This is actually the most popular Citi card, and is designed for people who want to do a 0% balance transfer to cut any existing card debt. It comes with 0% introductory APR on balance transfers and purchases for 18 months, and after that, your APR will be from 12.99%-21.99%, depending on your credit score. To help you save more money, you will get discounts when you use this Citi Simplicity Card to pay for purchases at their Extra Cash online shopping site. This Citi Simplicity Card also comes with additional perks such as giving you free extended warranty and retail purchase protection.

Read Citi Simplicity Card review.

Citi Diamond Preferred Card. This is an equally great balance transfer card from Citi as it has a 0% introductory APR on balance transfers and purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. This Citi Diamond Preferred Card is also a MasterCard and it comes with round-the-clock concierge that you can call if you need someone to help you make reservations. With Private Pass, you get special access to interesting experiences and events.

Read Citi Diamond Preferred Card review.

Citi ThankYou Preferred Card. This new rewards card from Citi gives you 25,000 points (worth $250 in gift cards) when you spend $2,000 within the first 4 months. It also lets you earn 1 point for each dollar you spend on purchases with your card. Redeem your points for a wide range of rewards through Citi’s ThankYou program. This Citi ThankYou Preferred Card comes with the Citi Private Pass which gives you the chance to attend special events and get VIP packages.

Read Citi ThankYou Preferred Card review.

Citi Forward Card. This is Citi’s most popular rewards card. Through the ThankYou rewards program, you will receive 10,000 bonus ThankYou points when you sign up for paperless statements and spend $650 in purchases during the first 3 months. It also lets you earn 5 points for every $1 you spend on dining and entertainment and 1 point for all other spending. Redeem your points for a huge range of rewards from travel, merchandise, to gift cards and cash. A must-get card if you love eating out, going to the movies or book stores. This Citi Forward Card gives you a 0% intro APR on balance transfers and purchases for the first 12 and 7 months respectively, and after that, 12.99% – 22.99% variable.

Read Citi Forward Card review. If you are a college student, you can get the Citi Forward Student Card.

Citi Dividend Platinum Select Visa Card. Do you like getting cash rewards? This card gives you a $100 signing bonus when you spend $500 within the first 3 months of having the card and lets you earn up to 5% rebate on purchases, which is like getting discounts. An interesting aspect of the Citi Dividend Platinum is that you also get an average of a 5% discount when you buy things through their online shopping site. For the first 12 months, there is a 0% intro APR on balance transfers and purchases, after that, the APR will be 12.99%-22.99% based on your creditworthiness.

Read Citi Dividend Platinum Select review.

Citi Hilton HHonors Visa Signature Card. This hotel rewards card lets you earn 6 points for every $1 spent at more than 3,600 hotels within the Hilton Worldwide portfolio, 3 points at supermarkets, gas stations and drugstores, and 2 points for everything else. Redeem points for free hotel nights, auto rentals or airline miles. This Citi Hilton HHonors Visa Signature Card doesn’t have any pre-set spending limit. Grab this Hilton credit card while there’s no annual fee!