The Citi ThankYou® Preferred Card – earn up to 30,000 Bonus Points is a new rewards card launched by Citibank. After reading through the fine print, we’re happy to say that this new credit card has a lot of new benefits. It doesn’t have any annual fee and also rewards you when you spend on the card. You can earn 30,000 bonus points (worth $300 in gift cards) after making $1,500 in purchases within the first 3 months and $3,000 in purchases within the next 6 months.
Here I’ll do a detailed review of the Citi ThankYou Preferred Card – earn up to 30,000 Bonus Points, one of best Citicards for people who want to earn reward points on their spending, and tell you how we rate this card.
Things We Like About This Card
No annual fee. You won’t have to pay anything for having this Citi card, so it not only saves you money, but also gives you many cardholder privileges for free.
Get 10,000 bonus points after spending $1,500. To receive these 10,000 bonus points, you will have to spend at least $1,500 during your first 3 months with this card. These 10,000 bonus points can be redeemed for a $100 gift card.
Get 20,000 bonus points after spending $3,000. You will receive 20,000 additional bonus points when you spend $3,000 within the next 6 months of card membership. These 20,000 bonus points are redeemable for a $200 gift card. This is only a temporary offer for new sign-ups, so grab this card offer before it’s gone.
Enjoy 0% intro APR on purchases and balance transfers for 7 months. After this introductory period your variable APR will be between 12.99%-22.99% depending on your creditworthiness.
Earn 2 points for every $1 spent on entertainment and dining. You will earn double points on all your dining and entertainment purchases.
Earn 1 point for every $1 spent. You will receive 1 point for every $1 you spend on all your purchases on this card.
Accumulate unlimited number of points. This means you can keep on earning as many points as you like, without the pressure of having to use them right away because you’ve reached the limit of points you can earn.
Your points do not expire.
Redeem your points for gift cards, music, cash, electronics, etc, through the Citi ThankYou network. There is such a wide variety of products you can redeem your points for, such as flights, hotels, travel certificates, baby products, health products, sporting goods, books and even towards your student loans or mortgage! If you want cold hard cash, 8,000 points will get you a $50 check. Within 1 to 3 weeks of redemption, you will receive a Cash Rewards fulfillment/confirmation letter and check to your mailing address.
Retail Purchase Protection. When you buy things using your Citi Card, most of the items are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase. So you don’t have to worry if the store merchant refuses an item exchange!
Price Protection. No more worries about overpaying for certain purchases. If you purchase something with your Citi card and then see the item being advertised in print for less within 60 days, you can get a refund for the difference up to $250. This excludes items bought on the Internet and certain items.
Extended Warranty. For most items purchased on your Citi card, the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one more year. This is especially useful for electronic products.
Auto rental insurance. If you rent a car with this Citi card and damage the car in an accident, you don’t have to worry about the cost of repair since this card also includes auto rental insurance.
Credit card security services. To make you feel more secure and protected, this card offers excellent security benefits such as $0 Fraud Liability Protection on unauthorized purchases, identity theft solutions, personal photo on card option, fraud and security protection services, lost or stolen card reporting, emergency cash or card replacement, various internet account services, and many more.
The Citi ThankYou Preferred Card – earn up to 30,000 Bonus Points is quite a remarkable card as it has a pretty good rewards system through the Citi ThankYou network. As a signing bonus, you get to earn up to 30,000 bonus points: 10,000 bonus points when you make $1,500 in purchases within the first 3 months and 20,000 bonus points when you make $3,000 in purchases within the next 6 months, which you can use to redeem for a $300 gift card. As a cardmember, you can also earn double points when going to concerts, restaurants, sporting events and more. So if you are someone who likes entertainment and dining out, this is something you will appreciate having.
In addition to its rewards program, you also get other benefits such as retail purchase protection, price protection and extended warranty on the things you purchase. This Citi card doesn’t have any annual fee, so you can get all its benefits and privileges for free.
So if you prefer to have a rewards card with no annual fee you should go for this Citi ThankYou Preferred Card – earn up to 30,000 Bonus Points.
Click here to go to Citi’s official application to apply online for Citi ThankYou Preferred Card – earn up to 30,000 Bonus Points now.