Citi (NYSE:C) is offering a $100 signing bonus for their Citi® Dividend Platinum Select® Visa® Card! You will get this $100 cash back when you spend $500 in the first 3 months of receiving this Visa (NYSE:V) credit card. If you’ve been looking for a card that offers you cash back on purchases and gives you a 12 month 0% intro APR period for balance transfers and purchases (12.99%-22.99% variable APR thereafter), the Citi Dividend Platinum Select – $100 Cash Back is a great all-round card to get.
Here are some highlights of the Citi Dividend Platinum Select :
- 12 Months 0% Intro Apr for both purchases and balance transfers. After this, the variable APR will be 12.99%-22.99% based on your creditworthiness. This is a very good introductory period and if you have a balance to transfer or want to make a big ticket purchase and still get cash back this is a great card to have. It’s important to note that the variable APR thereafter depends on your credit score.
- Earn 1% cash back on all purchases afterwards.
- Earn 5% cash back from Citi on rotating categories. These categories change quarterly and range from home improvement to groceries. From April 1, 2014 to June 30, 2014 you can earn 5% cash back at The Home Depot, home furnishing and home and garden stores.
- No annual fee.
Apart from the signing bonus of $100, this Citi Dividend Platinum Select – $100 Cash Back offers a very good cash back program and one of the longest intro APR periods for a cash back card of this type. The downside of this card is that the cash back you can earn is capped at $300 per year (excluding the $100 cash back with this offer), so if you are a big spender you might want to consider the Chase Freedom Card. On the other hand, if you would like to make a big ticket purchase and want a card that gives you a long intro APR on purchases as well as cash back and rewards, then this Citi Dividend Card is a great card to consider.
Click here to go the official Citibank application page to apply for the Citi Dividend Platinum Select $100 promotion.