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Chase Credit Cards – Which Chase Card To Get?
A Chase credit card, in our opinion, is one of the best credit cards to have in your wallet these days. Issued by JPMorgan Chase (NYSE:JPM), one of the biggest banks in the US, a Chase card may let you earn rewards, cash rebates, free air tickets, free hotel nights or even unique experiences.
Besides offering MasterCard (NYSE:MA) and Visa (NYSE:V) cards, Chase also partners with hotels and airlines like United (UAL) to offer co-branded cards. Since Chase credit card offers include a large selection of cards in different categories, it can be confusing for you to pick one to apply for.
Having written many Chase card reviews, I’ll let you in on the best Chase cards. Here is a list of the best Chase cards with rewards, 0% APR or bonus miles:
Chase Freedom is Chase’s flagship card. In my opinion, Chase Freedom offers the most value to shoppers as it is one of the best cash back cards in the market. You get up to 5% cash rebates on certain types of purchases each quarter, and a standard 1% rebate on all others. There is no minimum purchase required and your cash rewards never expire. Shop at their online shopping site and stand to earn up to 10% cash back. There are 2 versions of Chase Freedom – all of them offer the same cash back amount and have no annual fee. New cardholders get a 0% intro APR on balance transfers and on purchases for 15 months. Below are the 2 main cards:
- Chase Freedom Visa – $100 Bonus Cash Back + 0% Intro APR. 0% introductory APR on purchases and on balance transfers for 15 months. (Read review of Chase Freedom Visa here)
- Chase Freedom MasterCard – $100 Bonus Cash Back + 0% Intro APR (Identical to the Visa version, except it’s a MasterCard)
Chase Sapphire is a travel rewards card with no annual fee. It appeals to those who like to travel and like to earn amazing rewards such as free flights, free hotel stays, gift cards, cash and many others. Get 2 points per $1 spent on dining and on travel purchases through their Ultimate Rewards site, 1 point per $1 for everything else. Get up to 10 points when you buy stuff through Ultimate Rewards. Chase Sapphire includes many free travel benefits such as insurance.
Read review of Chase Sapphire here.
United MileagePlus Explorer is a top-notch airline credit card with some of the best benefits I’ve seen. It lets you earn 2 miles per $1 spent on tickets from Continental or United Airlines, and 1 mile per $1 spent on all other things with your card. Unbelievable offer: Get a free round-trip domestic ticket after your first purchase with the Continental credit card. VIP perks such as free passes to Continental’s airport lounge, free checked bags, priority boarding, and a host of travel benefits like insurance. Annual fee of $95 waived for the 1st year.
Read review of United Credit Card.
Ink Cash Business Card – $250 Bonus Cash Back is a business credit card for business owners who want to save money when using this card to pay for any business spending. It lets you earn 5% cash back on office supplies, telecom services and cable services, 2% cash back on gas and dining, and 1% cash back on all other spending. It gives you up to 10% rebate when you shop through Chase’s online mall Ultimate Rewards. With a new signing bonus of $250 for new sign-ups, it’s an incentive you won’t want to miss. No annual fee.
Read review of Chase Ink here.
Thats a freat idea to have a chase credit card in the wallet. and even it offers great features like free hotel etc. thank you for giving such great information regarding this.
Its strange how those two Chase Freedom offers vary so much in APR as well. I can see offering $100 more in signup cash bonus for forgoing the %0 intro APR, but the normal minimum APRs are different too. One starts at %11.99 and the other %15.99.
I wouldn’t hold a balance on either card but I don’t know if an extra $100 is worth a %4 minimum APR increase if you have excellent credit but plan to carry a balance.