A Chase credit card, in our opinion, is one of the best credit cards to have in your wallet these days. Issued by JPMorgan Chase (NYSE:JPM), one of the biggest banks in the US, a Chase card may let you earn rewards, cash rebates, free air tickets, free hotel nights or even unique experiences.
Besides offering MasterCard (NYSE:MA) and Visa (NYSE:V) cards, Chase also partners with hotels and airlines like United (UAL) to offer co-branded cards. Since Chase credit card offers include a large selection of cards in different categories, it can be confusing for you to pick one to apply for.
Having written many Chase card reviews, I’ll let you in on the best Chase cards. Here is a list of the best Chase cards with rewards, 0% APR or bonus miles:
Chase Freedom – $100 Bonus is Chase’s flagship card. In my opinion, Chase Freedom offers the most value to shoppers as it is one of the best cash back cards in the market. You get up to 5% cash rebates on certain types of purchases each quarter, and a standard 1% rebate on all others. You also receive a $100 bonus when spending $500 during the first 3 months, and an extra $25 bonus when you add an authorized user and make a purchase within this same 3-month period. There is no minimum purchase required and your cash rewards never expire. This card has no annual fee. New cardholders get a 0% intro APR on balance transfers and on purchases for 15 months. After that, there is a variable APR of 13.99% to 22.99% on purchases and balance transfers.
Read review of Chase Freedom here
Chase Sapphire Preferred Card is a travel rewards card with an introductory annual fee of $0 the first year, then $95. It lets you earn 40,000 bonus points after spending $3,000 within the first 3 months of account opening, and 5,000 points when adding an authorized user and making a purchase during the first 3 months. This card appeals to those who like to travel and like to earn amazing rewards such as flights, hotel stays, gift cards, cash and many others. Get 2 points per $1 spent on dining and on travel purchases through their Ultimate Rewards site, 1 point per $1 for everything else. Get up to 20% off when redeeming your points for travel purchases through Ultimate Rewards.
Read review of Chase Sapphire Preferred Card here.
Chase Slate is a balance transfer credit card that lets you enjoy 0% intro APR on purchases and balance transfers during the first 15 months of card membership. After this introductory period you’ll have to pay a 12.99%, 17.99%, or 22.99% (V) APR depending on your credit score. Enjoy $0 introductory balance transfer fee when you make a transfer within the first 60 days of account opening ($5 or 3% fee on balances transferred thereafter). Plan your balance repayment with the Blueprint feature. $0 annual fee.
Read review of Chase Slate here.
United MileagePlus Explorer is a top-notch airline credit card with some of the best benefits I’ve seen. It lets you earn 2 miles per $1 spent on tickets from United Airlines, and 1 mile per $1 spent on all other things with your card. Unbelievable offer: Get 30,000 miles after you spend $1,000 on purchases within the first 3 months. VIP perks such as free passes to United airport lounge, free checked bags, priority boarding, and a host of travel benefits like insurance. No foreign transaction fee. $0 intro annual fee for the 1st year, thereafter it’s $95.
Read review of United Credit Card.
Ink Cash Business Card – $200 Bonus Cash Back is a business credit card for business owners who want to save money when using this card to pay for any business spending. It lets you earn 5% cash back on office supplies, telecom services and cable services on the first $25,000 spent yearly, 2% cash back on gas and dining up to $25,000 dollars in combined spending, and 1% cash back on all other spending. It gives you up to 10 extra points per dollar when you shop through Chase’s online mall Ultimate Rewards. New sign-ups will get 20,000 bonus points, which can be redeemed for $200 cash back, after spending $3,000 in the first 3 months from account opening. An excellent incentive you won’t want to miss. Enjoy 0% intro APR on purchases and balance transfers for the first 12 months (13.24% variable APR thereafter). No annual fee.
Read review of Chase Ink here.