Are you thinking of getting a BP, Shell or Chevron credit card just so you can save on fuel purchases? Hold that off. While brand-specific cards give you rebates when you use their pump, I strongly recommend that you get gas credit cards that do not limit your fuel purchase to a certain petrol company; and not only give you rewards when you buy fuel, but also give you rebates when you use your card for other everyday purchases. In this list of the best gas credit cards in the US, you will see that many do not charge an annual fee, and some offer 0% introductory APR on purchases and balance transfers as well.
Many gas credit cards offer a 2-5% rebate at gas stations and 1% back on other purchases, thus reducing the cost of your fuel. Gas rebates are usually given out in the form of an account credit, check or gift card. Keep in mind that with some card issuers, you need to request for your rebate in advance, and that some cards impose a cap on the amount of rebates you can get in a year.
Below, I have compiled the best gas credit cards in the US offering gas rebates so that you can compare and find the gas card that best matches your preferences.
Blue Cash Everyday® Card from American Express. With this American Express card, you will earn 3% cash back on purchases made at U.S. stand-alone supermarkets, 2% cash back at U.S. stand-alone gas stations and at select U.S. department stores, and 1% cash back on your other eligible purchases. You will also receive $50 Reward Dollars when you spend $1,000 within the first 3 months. Cash back you earn is in the form of Reward Dollars redeemable as a statement credit. Enjoy 0% intro APR on purchases and balance transfers for 15 months (12.99%-21.99% variable APR thereafter). No annual fee. Terms and limitations apply.
BankAmericard Cash Rewards™ Credit Card. You will get a $100 cash back bonus after you make a qualifying purchase(s), this offer is online-exclusive. As for cash rewards, you will receive 2% cash back at grocery stores and 3% cash back on gas on the first $1,500 you spend in combined grocery store and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don’t have to enroll in any rewards program to receive your cash back. Your cash back doesn’t expire, and you can choose to redeem it in the form of a statement credit, check, deposit into any checking or savings account or to apply to a mortgage. You’ll enjoy 0% into APR on purchases and qualifying balance transfers for 12 billing cycles. Note that balance transfers must be made within the first 60 days of account opening. Balance transfer fees equal 3% of each transaction (minimum $10). See Terms and Conditions for Balance Transfer Fee and for fees that apply to other transaction types. After the first 12 billing cycles, the variable APR for purchases and balance transfers is 12.99% – 22.99%. $0 annual fee.
Ink Bold Charge Card. This is a business charge card that lets you earn 5 points per dollar on the first $50,000 spent on business purchases annually, 2 points per dollar spent at gas stations, hotels, travel agencies and when booking airfare and hotels online. Receive 50,000 bonus points when you spend $5,000 within the first 3 months. $95 annual fee waived the first year.