Are you thinking of getting a BP, Shell or Chevron credit card just so you can save on fuel purchases? Hold that off. While brand-specific cards give you rebates when you use their pump, I strongly recommend that you get gas credit cards that do not limit your fuel purchase to a certain petrol company; and not only give you rewards when you buy fuel, but also give you rebates when you use your card for other everyday purchases. When looking through the best gas credit cards in the US, you will see that many do not charge an annual fee, and some offer 0% introductory APR on purchases and balance transfers as well.
Many gas credit cards offer a 2-5% rebate at gas stations and 1% back on other purchases, thus reducing the cost of your fuel. Gas rebates are usually given out in the form of an account credit, check or gift card. Keep in mind that with some card issuers, you need to request for your rebate in advance, and that some cards impose a cap on the amount of rebates you can get in a year.
Below are some of the best gas credit cards in the US offering gas rebates so that you can find the gas card that best matches your preferences.
Chase Freedom® is a cash rewards credit card that is offering a $100 Bonus when you sign up and make $500 in purchases within the first 3 months. With this card you will also enjoy 5% cash back in rotating categories throughout the year: Between July 1st and September 30th you will enjoy 5% cash back on up to $1,500 spent on combined purchases at gas stations and Kohl’s®. You’ll earn unlimited 1% cash back on the rest of your purchases. Enjoy 0% intro APR on purchases and balance transfers for 15 months and a variable APR of 13.99%-22.99% thereafter. No annual fee. Read our review of Chase Freedom.
Ink Bold Business Charge Card. This is a business charge card that lets you earn 5 points per dollar on the first $50,000 spent on business purchases annually, 2 points per dollar on the first $50,000 spent at gas stations and when booking hotel accommodation directly with the hotel and 1 point for each dollar you spend on other purchases. Receive 50,000 bonus points when you spend $5,000 within the first 3 months. $0 intro annual fee for the first year, then $95. Read our review of the Ink Bold Business card.
BankAmericard Cash Rewards™ Credit Card. You will get a $100 cash back bonus if you make at least $500 in purchases in the first 90 days; this offer is online-exclusive. As for cash rewards, you will receive 2% cash back at grocery stores and 3% cash back on gas on the first $1,500 you spend in combined grocery store and gas purchases each quarter. For all other purchases, you will earn 1% cash back. Unlike many other credit cards, you don’t have to enroll in any rewards program to receive your cash back. Your cash back doesn’t expire, and you can choose to redeem it in the form of a statement credit, check, or directly into a Bank of America® checking or savings account. You’ll enjoy 0% intro APR on purchases and qualifying balance transfers for 12 billing cycles. After that, the variable APR for purchases and balance transfers is 12.99% – 22.99%. Note that balance transfers must be made within the first 60 days of account opening to qualify for the Intro APR. Balance Transfer fees equal 3% of each transaction (minimum $10). See Terms and Conditions for Balance Transfer Fees and for fees that apply to other transaction types. Read our review of the BankAmericard Cash Rewards™ Credit Card.
U.S. Bank FlexPerks® Business Travel Rewards Visa® Card is a very flexible card that gives you 2 Flexpoints for every dollar you spend on either gas, groceries or airline purchases, whichever you spend most on each month. So if you spend a lot of money on gas each month, this might be the ideal deal for you. You will also earn 3 Flexpoints for every dollar you donate to charity, and 1 Flexpoint for each dollar you spend on the rest of your eligible net purchases. Receive 20,000 bonus Flexpoints when you spend $3,500 within the first 4 months. Enjoy 0% intro APR on your balance transfers and purchases for the first 12 billing cycles (11.99%-17.99% variable APR thereafter). No annual fee the first year, $55 annual fee thereafter. Read our review of U.S. Bank FlexPerks Business Travel Rewards Visa card.