Are you wondering which are some of the best American Express cards in the US? You’ve come to the right place. An American Express card is the card to get if you value top-notch customer service and unparalleled cardholder privileges, like I do. American Express is ranked the highest in a nationwide survey on customer satisfaction among 10 of the largest credit card issuers for 4 years in a row, and that I find very impressive indeed. Along with this, American Express cards offer additional benefits such as extended warranty, purchase protection, return protection and travel accident insurance.
American Express has both credit cards and charge cards that mainly target affluent people with excellent credit score. Credit cards let you carry a balance from month to month if you don’t mind paying interest, whereas charge cards require you to pay off your balance each month, so you don’t ever pay interest and can’t accumulate debt. American Express has also partnered with Delta, Starwood and Costco to offer co-branded cards.
Since I’ve reviewed so many American Express cards, and card offers change very frequently, below I’m listing some of the best American Express Cards for your easy reference, so that you can zoom in on the card that’s best for you.
The Platinum Card® from American Express is, on our opinion, one of the best American Express rewards card for people with excellent credit who want a card that caters to the affluent, and for those with discerning taste. What I like most about the Platinum Card from American Express is that you get access to airport lounges around the world. You can also earn up to $200 airline fee credit yearly for a selected airline, and get a Global Entry expedited U.S. immigration pass. Earn a complementary ticket at a discounted price when booking an international First or Business class flight. No foreign transaction fees. 24/7 Platinum Card Concierge service for assistance with reservations, travel, gifts, and more. Bonus offer: Earn 25,000 Membership Reward® points (redeemable toward a round-trip domestic air ticket) after spending $2,000 on your card during the first three months. This card has a $450 annual fee. Terms and limitations apply.
Read our review of the Platinum Card from American Express here.
Blue Cash Everyday® Card from American Express is, in our opinion, one of the best cash back credit cards out there since you can earn 3% cash back when making purchases at U.S. stand-alone supermarkets (on up to $6,000 spent, and 1% thereafter), 2% cash back at select major department stores and U.S. stand-alone gas stations, and 1% on other eligible purchases. You don’t have to spend any minimum amount to qualify for the rebate, and there are no rotating rewards categories. You also earn 50 Reward Dollars when spending $1,000 within the 3 first months. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases. There is no limit to the cash back you can earn. Blue Cash Everyday® gives you 0% introductory APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time. No annual fee. Terms and Restrictions Apply. Get this if you are looking for one of the best American Express cards in the cash back category!
Read our review of Blue Cash Everyday® here.
Blue Cash Preferred Card from American Express is a rewards card that gives you 100 Reward Dollars when you spend $1,000 within the first 3 months. This card lets you earn 6% cash back on the first $6,000 spent on purchases made at U.S. stand-alone supermarkets, and 1% cash back thereafter. You’ll also receive 3% cash back per dollar spent at U.S. stand-alone gas stations and at major department stores, as well as 1% cash back on the rest of your purchases. Additionally you’ll receive $75 for each person that signs up for this card through your referral and gets approved for the card. Enjoy 0% intro APR on purchases and balance transfers for the first 15 months and after that you pay a variable APR of 12.99%-21.99%. $75 annual fee.
Read our review of Blue Cash Preferred Card here.
Starwood Preferred Guest® Credit Card from American Express is the official Starwood credit card for people who often stay at the Starwood chain of hotels, which include Westin, Sheraton, St Regis, Le Meridien, etc. Earn up to 5 points per dollar spent when making Starwood purchases and 1 point per dollar spent on anything else. Special offer: Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership – enough for a weekend getaway. No introductory annual fee the first year, $65 annual fee thereafter.
Read our review of American Express Starwood here.
American Express® Premier Rewards Gold Card is a charge card that gives you 3 points for flights booked with airlines, 2 points for every dollar you spend on gas at U.S. stand-alone gas stations and groceries at U.S. stand-alone supermarkets, and 1 point for every dollar on all other eligible purchases. Plus, you get to earn 15,000 points once your annual purchases exceed $30,000 with the American Express Premier Rewards Gold Card in one year. No pre-set spending limit. Bonus: Earn 25,000 Membership Rewards® points after spending $2,000 during the first three months. $0 introductory annual fee for the first year, then $175.
Read our review of American Express Premier Rewards Gold Card here.
Gold Delta Skymiles® Credit Card from American Express is the official credit card of Delta, the world’s largest airline, and will suit those of you who fly frequently on Delta, and who want to earn miles whenever you use your card. You will earn 2 miles for every dollar you spend on Northwest and Delta purchases, and 1 mile for every other dollar you spend. Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four. Bonus offer: Earn 30,000 bonus miles after spending $1,000 in the first 3 months. $0 introductory annual fee for the first year, then $95.
Read our review of American Express Delta Card here.
Blue Sky from American Express® is a rewards credit card that gives you one point for each dollar you spend on the card, as well as a 0% intro APR for up to 15 months on purchases and balance transfers, 17.24%-22.24% variable APR thereafter. Points don’t expire and you can earn an unlimited amount. You will get a $100 statement credit to be used against any travel purchases each time you earn 7,500 points. The American Express Blue Sky card gives you discounts at partner hotels, car rentals, dining and others, and comes with many travel benefits. Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership – redeemable for a $100 statement credit. No annual fee.
Read our review of American Express Blue Sky here.
SimplyCash Business Card from American Express is a great no-fee business credit card for businesses with excellent credit. It lets you earn 5% cash back from U.S. wireless phone service providers and U.S. office supply stores, 3% cash back on purchases spent in a category of your choice, up to $25,000 in each category, and 1% cash back on all other eligible purchases. The cash back you can earn is unlimited. Receive $250 statement credit if you are approved for this card before April 28, 2014, and when you spend $3,000 within the first 3 months. 0% intro APR on purchases for 9 months (12.24% – 19.24% Variable APR thereafter). No annual fee. This is the best American Express card for business owners.
Read our review of American Express Simply Cash Card here.
Business Platinum Card from American Express OPEN is a charge card that gives you 25,000 Membership Rewards points when you spend $5,000 in the first 3 months. You will also enjoy $200 statement credit yearly to cover incidental airline fees like checked luggage and in-flight refreshments on the airline of your choice – to benefit from this you must enroll and select a qualifying airline. With this card you will also enjoy Priority Pass Select free airport lounge access to over 600 participating airport lounges across the globe. This card has no pre-set spending limit. No foreign transaction fee. $450 annual fee. Terms and restrictions apply.
Read our review of American Express Business Platinum Card here.
TrueEarnings Card from Costco and American Express is an excellent credit card for Costco members which lets you earn 3% cash back on the first $4,000 you spend at U.S. stand-alone gas stations, and 1% cash back thereafter. You’ll also earn 2% cash back on eligible travel purchases and at U.S. restaurants, and 1% cash back on all your other eligible purchases. Earn unlimited cash back. Enjoy access and discounts to exclusive events. No annual fee.
Read our review of Costco Credit Card here.