American Express, a DailyMarkets.com advertiser, offers a wide range of credit cards and charge cards with benefits to suit your lifestyle needs and taste, whether you are frequent flyer, savvy shopper, business owner or rewards hunter. American Express is known for its customer service team being available 24/7, a feature that busy individuals will appreciate. In fact, American Express is ranked the highest in a nationwide survey on customer satisfaction among 10 of the largest credit card issuers for the seventh year in a row, and that I find very impressive indeed.
Besides good customer service, American Express cards offer additional benefits such as extended warranty, purchase protection, return protection and travel accident insurance. American Express has also partnered with Delta, Starwood and Costco to offer co-branded cards. Since I’ve reviewed so many American Express cards, and card offers change frequently, I’ve listed below some of the current American Express card offers for your easy reference, so that you can zoom in on the card that you think is right for your needs. When you click ‘Apply Now’, we direct you to the official American Express website.
The Platinum Card® from American Express is one of the most popular American Express cards in the US, according to American Express. If you have excellent credit and want a card that caters to the affluent, read on. In my opinion, the highlight of the American Express Platinum Card is the access to airport lounges around the world, via the complimentary Priority Pass Select program and the Airport Club Access Program. You can earn 2 points per dollar spent when booking eligible travel purchases through their online travel website. You can also earn up to $200 Airline Fee Credit annually for a qualifying airline, and enjoy savings on a companion ticket when booking a qualifying international First or Business class air ticket through the American Express travel website. No foreign transaction fees. There is also the Platinum Card Concierge service that you can use for assistance with reservations, travel, gifts, and more. Welcome bonus: Earn 40,000 Membership Rewards® points after spending $3,000 on your card during the first three months. This card has a $450 annual fee. Terms and limitations apply.
Read our review of American Express Platinum here.
Blue Cash Everyday® Card from American Express is, in our opinion, a good cash back credit card since you can earn 3% cash back when making purchases at U.S. stand-alone supermarkets (on up to $6,000 spent, and 1% thereafter), 2% cash back at select U.S. department stores and U.S. gas stations, and 1% on other eligible purchases. You don’t have to spend any minimum amount to qualify for the rebate, and there are no rotating rewards categories. You also earn 100 Reward Dollars after spending $1,000 within the 3 first months. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases. Blue Cash Everyday® gives you 0% introductory APR on purchases and balance transfers for 15 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time. No annual fee. Terms and Limitations apply. All in all, a good choice of card to get if you are looking to earn up to 3% cash back on your purchases!
Read our review of Blue Cash Everyday® here.
Blue Cash Preferred® Card from American Express is a cash back card that gives you 150 Reward Dollars when you spend $1,000 within the first 3 months. This card lets you earn 6% cash back on the first $6,000 spent on purchases made at U.S. supermarkets, and 1% cash back thereafter. You can also earn 3% cash back at U.S. gas stations and at select U.S. department stores, as well as 1% cash back on the rest of your eligible purchases. Enjoy 0% intro APR on purchases and balance transfers for the first 15 months and after that you pay a variable APR of 12.99%-21.99%. $75 annual fee. Terms and limitations apply. A good choice of card to consider in our opinion if you are looking to earn cash back faster!
Read our review of Blue Cash Preferred® here.
Starwood Preferred Guest® Credit Card from American Express is an official Starwood credit card for people who often stay at the Starwood chain of hotels, which include Westin, Sheraton, St Regis, Le Meridien, etc. You can earn up to 5 points per dollar spent on purchases charged directly with resorts and hotels participating in the Starwood Preferred Guest program, and 1 point per dollar spent on all other eligible purchases. New card members can earn up to 25,000 bonus Starpoints®: 10,000 bonus points after your first purchase and another 15,000 bonus points after you spend $5,000 within the first 6 months. $0 introductory annual fee for the first year, then $65. This SPG credit card is a card you can consider if you like to accumulate points to redeem for nights at over 1,100 Starwood hotels & resorts in nearly 100 countries and for free air tickets on more than 150 airlines with SPG Flights – all with no blackout dates. Terms and limitations apply.
Read our review of Starwood credit card here.
American Express® Premier Rewards Gold Card is a charge card that gives you 3 points per $1 for flights booked directly with airlines, 2 points for every dollar you spend on gas at U.S. stand-alone gas stations and groceries at U.S. stand-alone supermarkets, and 1 point for every dollar spent on other eligible purchases. Terms and limitations apply. Plus, you get to earn 15,000 points once your purchases made in a calendar year exceed $30,000 with the American Express Premier Rewards Gold Card in a calendar year. No pre-set spending limit. New card members can earn 25,000 Membership Rewards® points after spending $2,000 on purchases during the first three months. $0 introductory annual fee for the first year, then $175. Terms and restrictions apply.
Read our review of American Express Premier Rewards Gold Card here.
Gold Delta Skymiles® Credit Card from American Express is the official credit card of Delta, the world’s largest airline, and will suit those of you who fly frequently on Delta, and who want to earn miles whenever you use your card. You will earn 2 miles for every dollar you spend on Delta purchases, and 1 mile for every dollar you spend on other eligible purchases. Check your first bag free on Delta flights (up to 9 waivers per reservation) – that’s a savings of up to $200 per round-trip for a family of four. For those who hate waiting, you will be happy to know that you can also get Zone 1 Priority Boarding on Delta flights (up to 9 people per reservation). Earn 30,000 bonus miles after spending $1,000 in the first 3 months. $0 introductory annual fee for the first year, then $95. Terms and limitations apply.
Read our review of Delta card here.
Blue Sky from American Express® is a rewards credit card that gives you one point for each eligible dollar you spend on purchases, as well as a 0% intro APR for 15 months on purchases and balance transfers, 17.24%-22.24% variable APR thereafter. The American Express Blue Sky card gives you discounts at partner hotels, car rentals, dining and others, and comes with many travel benefits. Earn 7,500 bonus points after you spend $1,000 on purchases within the first 3 months of card membership. These 7,500 points can be redeemed for a $100 statement credit toward airline tickets, hotel stays, and other types of travel. No annual fee. Terms and restrictions apply.
Read our review of Blue Sky card here.
SimplyCash® Business Card from American Express is a good choice of card to get, in my opinion, if you are looking for a solid business credit card with $0 annual fee. Designed for businesses with excellent credit, the SimplyCash card lets you earn 5% cash back on purchases from U.S. wireless phone service providers and U.S. office supply stores, 3% cash back on purchases spent in a chosen category of your choice, up to $25,000 in each category per rebate year, and 1% cash back thereafter and on other eligible purchases. Receive $250 statement credit if you are approved for this card before April 28, 2014, and after you spend $3,000 within the first 3 months. 0.0% intro APR on purchases for the first 9 months (12.24% – 19.24% variable APR thereafter). $0 annual fee. Terms and limitations apply.
Read our review of SimplyCash Card here.
The Business Platinum Card® from American Express OPEN is a charge card that gives you 40,000 Membership Rewards® points after you spend $5,000 in purchases in the first 3 months. You earn one point for each dollar on eligible purchases you make. Points have no expiration date. You can also enjoy up to $200 a year in Airline Fee Credit to cover incidental airline fees like checked luggage and in-flight refreshments on a qualifying airline of your choice. To benefit from this, you must enroll and select a qualifying airline. With this card, you can also get complimentary Priority Pass Select and the Airport Club Access Program which give you access to over 600 participating airport lounges across the globe. This card has no pre-set spending limit. No foreign transaction fees. $450 annual fee. Terms and restrictions apply.
Read our review of Business Platinum Card here.
TrueEarnings Card from Costco and American Express is a credit card for Costco members which lets you earn 3% cash back on the first $4,000 you spend per year at U.S. stand-alone gas stations and on gasoline at Costco, and 1% cash back thereafter. You’ll also earn 2% cash back on eligible travel purchases and at U.S. restaurants, and 1% cash back on all your other eligible purchases. Enjoy access and discounts to entertainment and card member-only events. 0% introductory APR on purchases for 6 months, then a 15.24% variable APR. $0 annual fee with your paid Costco membership. Terms and limitations apply.
Read our review of Costco card here.
Blue for Business® Credit Card from American Express is a rewards credit card for businesses. You can get 10,000 Membership Rewards® points after making your first purchase on the card within the first 3 months. You earn 1 point per dollar spent on eligible purchases and an additional point per dollar spent on eligible purchases when booking your travel with American Express Travel.This card has a low introductory APR of 0.0% for 9 months on purchases, 11.24% – 19.24% variable APR on purchases thereafter. Receive a 30% anniversary relationship bonus of eligible purchases made on your card within an anniversary year. $0 annual fee. No annual fee for additional employee cards. Terms and restrictions apply.
Read our review of Blue for Business here.
The Amex EveryDay℠ Credit Card from American Express is a good option if you want to earn Membership Rewards® points quickly. It lets you earn 10,000 bonus points after you use it to make $1,000 or more in purchases within the first 3 months. As a card designed for the everyday spender with excellent credit, you get 2 points per $1 spent on US supermarket shopping (up to $6,000 per year in purchases) and 1 point per dollar after reaching the cap and for all other purchases. It comes with a $0 annual fee and a 0% intro APR on balance transfers and purchases for 15 months, 12.99%-21.99% variable APR after that, depending on your creditworthiness and other factors. Add to this a portfolio of travel and shopping benefits and you have a solid rewards card that could also work for you if you plan to transfer a balance or make a big-ticket purchase. Terms & limitations apply.
Read our review of the Amex EveryDay℠ Credit Card here.