Many of you may not be familiar with Barclays credit cards in the US since they are relatively new entrants to the market here. Launched in the US in 2004, Barclaycard is part of the Barclays Group that traces its roots to the UK, and is one of the most stable financial institutions in the world with a history of more than 300 years. Since Barclaycard came up top 3 in the US credit card satisfaction survey by JD Power in 2011, and offers more than 60 different credit cards in the US, I thought it’s time I do some research on some of its most popular cards, and present to you some of their best offerings in terms of rewards programs as well as long introductory APR promotions.
Almost all Barclays credit cards offer introductory APR on balance transfers and many of them also offer intro APR on purchases, or low ongoing interest rates. It has both MasterCard and Visa cards, and also partners with several airlines such as US Airways, Lufthansa and Frontier Airlines, all of which offer rewards and additional points or miles when you make airline purchases with your card.
Below I’ve come up with a list of the best Barclays credit cards so that you can choose which card appeals to you the most:
Barclaycard Arrival™ World MasterCard® – Earn 2x on All Purchases. Receive 40,000 bonus miles when you spend $3,000 within the first 90 days. Earn 2 miles for every dollar you spend. Earn 10% of the miles you redeem for travel statement credits. You can earn unlimited miles that can be redeemed for gift cards, merchandise and statement credit. There is a 0% introductory APR for the first 12 months on purchases and balance transfers (14.99% or 18.99% variable APR thereafter). No foreign transaction fee. $89 annual fee waived the first year.
Read our review of the Barclaycard Arrival World MasterCard.
Barlcaycard® Rewards MasterCard® – Excellent Credit. You will earn 2 points per dollar spent on gas, utilities and groceries, and 1 point for every other dollar spent. You can earn unlimited points which you can redeem for anything without paying any fee, and points do not expire. There are 2 versions of this card depending on your credit score, both of which offer the same points rewards system and have no annual fee.
- Barclaycard® Rewards MasterCard® – Average Credit. The points you earn with this card can been redeemed for purchases, dining, travel, and much more.
- Barlcaycard® Rewards MasterCard® – Excellent Credit. Enjoy 0% intro APR on balance transfers and purchases for 18 months. Thereafter, a variable APR of 14.99%-19.99% depending on your credit score.
Read review of Barclaycard Rewards MasterCard here.
Barclaycard Ring MasterCard. With this card, you will enjoy an 8% variable APR on purchases and balance transfers all year round. This is a very low APR that’s very hard to find in the market right now. If you do a balance transfer, there’s no fee for it. Earn additional money through the Giveback program, in which you’ll receive cash back for positive credit card performance. You also have the option of donating this cash back to charity completely tax-free. No annual fee.
Read review of Barclaycard Ring MasterCard here.
The US Airways Premier World MasterCard. Earn up to 40,000 bonus miles: You will earn 30,000 miles after your first purchase and up to 10,000 miles when you transfer a balance within 90 days, 1 mile per dollar transferred. Earn 2 miles per dollar spent on US Airway purchases and 1 mile on every other dollar you spend. Enjoy 0% intro APR on balance transfers and purchases for 12 months, and 15.99%-24.99% variable APR thereafter. Receive 2 companion tickets (each for only $99) and 1 complimentary US Airways Club pass each year. You get first class check-in. $89 annual fee.
Read review of US Airways Premier World MasterCard here.
Premier Miles & More World MasterCard. Receive up to 35,000 bonus miles: 20,000 bonus miles when you make your first purchase or balance transfer and up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of having this card. Earn 2 miles per dollar spent purchasing tickets directly from Miles & More integrated airline partners and 1 mile on every other dollar you spend. Miles don’t expire as long as you make qualifying mile-earning purchases at least once a month. Enjoy 0% intro APR on balance transfers and purchases for 12 months, and 15.99%-24.99% variable APR after that. Receive an annual companion ticket. $79 annual fee which is waived for SEN and HON Circle Members.
Read our review of the Lufthansa Credit Card.
NFL Extra Points Credit Card. Receive 10,000 bonus points when you spend $500 within the first 90 days. Earn 2 points per dollar spent on eligible NFL purchases and 1 point for every dollar you spend elsewhere. Enjoy 20% discount at NFL’s online store. You can earn unlimited points that can be redeemed for NFL purchases, travel, statement credit and so on. You’ll also enjoy additional benefits such as travel accident insurance, auto rental collision damage waiver, extended warranty, purchase security, and much more. No annual fee.
Read our detailed review of all NFL credit cards here. You could also get an NFL card of your favorite team!
Travelocity Rewards American Express Card. Receive 5,000 bonus points when making your first purchase and an additional 5,000 points when you spend $1,000 within the first 90 days. Earn 3 points for each dollar you spend on eligible Travelocity purchases and 1 point for each dollar you spend on other purchases. You can redeem your points for statement credit that you can use toward Travelocity purchases which aren’t subject to restrictions or blackout dates. No annual fee.
Read review of Travelocity Rewards American Express Card here.
Choice Privileges Visa Card. Receive up to 32,000 bonus points: 8,000 points after making your first purchase and 24,000 points when booking your first hotel stay at an eligible Choice Privilege location. Earn 15 points for each dollar you spend at eligible Choice Privileges locations, 5 points for each dollar you spend on Choice Hotel gift cards and Choice Privilege points, and 2 points for each additional dollar you spend on other purchases. No annual fee.
Read review of Choice Privileges Visa Card here.
Williams-Sonoma Visa Signature Card. Receive 2,500 points after making your first purchase with this card. You will earn 3 points for each dollar you spend at Williams-Sonoma as well as on all purchases made at your bridal registry at Williams-Sonoma.com, and 1 point for every dollar you spend on other purchases. You’ll also receive a 10% discount coupon for Williams-Sonoma stores each time you spend $2,500 on your card. No annual fee.
Read our review of Williams Sonoma card here.
L.L.Bean Visa Card. Receive 3% Coupon Dollars on your L.L. Bean store purchases and 10% Coupon Dollars on the enrollment fee of each Discovery School course you purchase. Earn 1% cash back on all your purchases. You’ll receive the rewards you earn in $10 coupons each time you earn that amount of cash back. Enjoy free monogramming on your purchases at L.L.Bean stores and free return shipping on all your U.S. purchases. No annual fee.
Read our review of L.L.Bean Visa Card here.
Priceline credit card. Earn up to 15,000 bonus points: 5,000 points when making your first purchase or balance transfer, 5,000 points when you spend $1,000 within the first 90 days and up to 5,000 points when transferring a balance to this card, 1 point per dollar transferred within the first 90 days. Earn 5 points on eligible priceline.com purchases and 1 point for every other dollar you spend. Enjoy 0% intro APR on purchases and balance transfers during the first 12 months. No annual fee.
Read our review of Priceline credit card here.