Are you looking for a credit card with low interest so that you can save on interest fees when you carry a balance from month to month? If that’s the case, you should go for low interest credit cards which offer introductory rates from as low as 0% for a certain period of time.

Whether you are booking a vacation package, buying an expensive gift or transferring an existing card balance, there is nothing better than being assured that you will only have to pay a low interest rate for your purchases or balance transfers if you won’t be able to repay within the same month.

Using DailyMarkets.com’s search wizard, I’ve come up with a list of the top 11 best credit cards offering low interest, all of which have no annual fee.

Citi Simplicity Card. This new card, issued by Citibank (NYSE:C), has a 0% intro APR on purchases for 18 months, and also a 0% intro APR on balance transfers for 18 months. After those first 18 months, you will have to pay a variable APR of 12.99%, 17.99% or 21.99%, depending on your credit score. Citi Simplicity is at the top of my recommendation list because it doesn’t charge any late fees, or increase your interest rate when you miss a payment due date.

Click here to read our detailed Citi Simplicity card review.

Slate from Chase – No Balance Transfer Fee. This low interest Chase card has a 0% intro APR on both purchases and balance transfers for 15 months, and on top of that, you pay no balance transfer fee at all if you transfer a balance from another card to Chase Slate within the first 30 days of account opening. All other cards charge a 3-5% balance transfer fee when you make a balance transfer. After the intro period, you will have to pay a variable APR of 11.99%, 16.99% or 21.99% depending on your credit score.

Click here to read our detailed Slate credit card review.

Chase Freedom Visa $100. This Visa (NYSE:V) card by JPMorgan Chase (NYSE:JPM) has a 0% intro APR on purchases and on balance transfers for 15 months. After the intro period, variable APR for both purchases and balance transfers will be 12.99% – 22.99%, depending on your credit score. You’ll also get 5% cash back on quarterly rotating categories of purchases and 1% cash back on all other purchases. This Chase Freedom card offers a signing bonus of $100, which you’ll receive after spending just $500 within the first 3 months.

Citi Diamond Preferred Card. With this card, you will enjoy a 0% intro APR for 18 months on both purchases and balance transfers. After that, your variable APR will be either 11.99%, 16.99% or 21.99%, depending on your credit score. You’ll also have access to its 24/7 Diamond Preferred concierge service.

Click here to read our detailed Citi Diamond card review.

Discover More Card. This card, issued by Discover (NYSE:DFS), offers 0% intro APR on purchases and balance transfers for 15 months, and a variable APR of 10.99% – 20.99% thereafter. You will get 5% cash back on quarterly rotating categories of purchases.

Click here to read our detailed Discover Card review.

Capital One Platinum Prestige Credit Card. This card, issued by Capital One Financial (NYSE:COF), gives you 0% intro APR on purchases and balance transfers till September 2013. You pay 10.9% – 18.9% variable APR after that. No foreign transaction fee when you use the Platinum Prestige card outside the US.

Click here to read our detailed Capital One Platinum Prestige card review.

Citi Platinum Select Visa Card. This card gives you a 0% introductory APR on purchases and balance transfers for 18 months. After that, the variable APR is 11.99% – 21.99%, depending on your credit score.

Capital One VentureOne Rewards Card. This card offers 0% intro APR on purchases till June 2013, after that, you will have to pay a variable APR of 11.99%-19.99% depending on your credit score. Capital One VentureOne card gives you 10,000 bonus miles once you spend $1,000 in the first 3 months. Earn 1.25 miles per dollar on every purchase.

Click here to read our detailed Capital One VentureOne card review.

Blue Cash Everyday Card from American Express. This American Express (NYSE:AXP) credit card offers a 0% intro APR on purchases for up to 12 months. Thereafter, you will have to pay a variable 17.24% – 22.24% APR on the balances you hold. Get up to 3% cash back on your purchases. You’ll receive $100 bonus cash back when you spend $1,000 on purchases within the first 3 months. Cash back you earn is given as statement credit.

Click here to read our detailed Blue Cash review.

Discover Motiva Card. You will get 0% intro APR on purchases and balance transfers for 15 months. Thereafter, your variable APR will be 10.99% – 20.99%, depending on your creditworthiness.

Click here to read our detailed Discover Motiva card review.

Discover Open Road Card. This travel rewards card has a 15-month 0% intro APR to repay your purchases and balance transfers. After that, you will only have to pay 10-99% – 19.99% variable APR depending on your credit score. You will receive 2% cash back on gas and restaurants on your first $250 in combined purchases each month.

Click here to read our detailed Discover Open Road review.