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Best Credit Cards For Good Credit
By Ivan Daniel updated on
The credit card offers in this section are for people with good credit score (above 700). Having a good credit score gets you better benefits since the lender perceives you with a greater level of creditworthiness. Typically, you get longer introductory periods and also lower regular APRs after the introductory period expires.
Compare The Card Offers And Apply Here Online For The Card That Suits You The Most:





- Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
- 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- Direct access to expert service advisors anytime
- No annual fee!
- Point Details: Earn one point per $1 spent on all other purchases.
- Additional Points: 2 points per dollar spent on restaurants and dining; PLUS - earn an additional point per dollar spent when you book airfare & hotel accommodations online through Ultimate Rewards(SM)*
- Other Bonus: 10,000 bonus points after you spend $500 in the first 3 months.
- No Introductory Rate Available
- APR For Purchases: 15.24% Variable
- APR For Cash Advances: 19.24% (V)
- Annual Fee: $0
- Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Late Payment Fee: Up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.





- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
- Bonus Details: Earn $100 bonus cash back when you spend $500 in purchases in your first 3 months of card membership.
- Other Bonus: $100 bonus cash back
- Additional Rebates: 5% on quarterly spending categories, up to 10% on select merchants when shopping online through Chase.
- Rebate Details: Earn 5% cash back on up to $1,500 spent in quarterly spending categories that change. When you shop online with select merchants through Chase, you can earn up to 10% cash back. Earn an unlimited 1% cash back on all other purchases.
- 0% APR for 15 months on purchases & balance transfers
- APR For Purchases: 12.99% – 22.99%
- APR For Cash Advances: 19.24% or 23.24%
- Annual Fee: $0
- Cash Advance Fee: Either $10 or 3% of the amount of each transaction, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Over The Limit Fee: Up to $35.
- Late Payment Fee: Up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.





- Blue Cash Everyday(SM) Card from American Express
- CashBack
- 0% on Purchases for 12 months
- 17.24% -22.24% Variable
- $0
- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
- Bonus Details: Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership.
- Other Bonus: $100 cash back bonus
- Additional Rebates: Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- Rebate Details: No enrollment required, no rotating spending categories to keep track of. The Blue Cash Everyday℠ Card from American Express earns you rewards for every purchase you make, no matter where you go! Perfect for those who are financially responsible, this convenient card earns you 3% cash back at supermarkets, 2% cash back at gas stations and department stores, plus 1% cash back on everything else. Sign up without any enrollment fee or annual fee! And, if a friend or family member is approved when they apply, you will instantly receive a $25 Referral Bonus!
- 0% on Purchases for 12 months
- APR For Purchases: 17.24%-22.24% Variable
- APR For Cash Advances: 25.24%
- Annual Fee: No Annual Fee
- Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Late Payment Fee: Up to $35





- 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership.
- Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
- Additional Perks: 25,000 bonus Membership Rewards(R) points after $2,000 spend in 3 months
- Experience the service, rewards, and world-class benefits that are the hallmarks of the Platinum Card. Apply for a Platinum Card(R)
- Enjoy the benefits of distinction. Apply for a Platinum Card(R)
- N/A
- APR For Purchases: N/A
- Annual Fee: $450 annual fee





- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- Additional Perks: Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- None
- APR For Purchases: 15.24% - 19.24% Variable
- Annual Fee: $0 intro annual fee for the first year, then $95
- Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.





- Capital One® Venture℠ Rewards Credit Card
- Miles
- No introductory information available
- 13.9% - 20.9% (V)
- $59
- 2 miles per dollar on every purchase, every day
- Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011
- Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
- Bonus Details: Money® Magazine's "Most Rewarding Card if you crave free airline flights"
- Other Bonus: Earn 10,000 bonus miles, equal to $100 in travel
- Additional Perks: Exclusive award-winning customer service. Visa Signature® benefits like complimentary concierge and travel upgrades. $0 Fraud Liability if your card is lost or stolen. Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card. Enjoy personal assistance 24 hours a day, from home and when you travel, with Visa Signature Concierge. Your Visa Signature card gets you special access and preferred seating at events like the Super BowlTM and Olympic GamesTM. Take advantage of special discounts at top retailers and online merchants with your Visa Signature card. 24-hour travel & emergency assistance gives you a replacement card and cash advance. 24-hour roadside assistance. Extended warranty program. Travel accident insurance. Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss. Image Card—personalize your card with an image of your choice.
- n/app
- APR For Purchases: 13.9% - 20.9% (V)
- APR For Cash Advances: 24.9% (V)
- Annual Fee: $0 first year; $59 after
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
- Balance Transfer Fee: $0
- Late Payment Fee: Up to $35





- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Additional Rebates: Earn 5% Cashback Bonus® on category purchases up to the total purchase dollar amount specified in each program. You must sign up for each 5% program. Category purchases in excess of the specified amounts will automatically earn up to 1% Cashback Bonus®. Warehouse purchases and category purchases are not included in determining your total annual purchases eligible to earn 1% Cashback Bonus®. Up to 20% Cashback Bonus® at popular retailers when you shop online through ShopDiscover.com
- Rebate Details: See the Discover® More Card terms and conditions for more information.
- Additional Perks: Various card designs to select from. Various Internet account related services. Up to $500,000 in travel accident insurance. Fraud and security protection services. Auto rental insurance. Discounts on products and services at participating merchants and retailers. See website for additional benefits.
- *0% intro APR on purchases and balance transfers for 15 months. See terms and conditions for complete details.
- APR For Purchases: 10.99% - 20.99% (V)*
- APR For Cash Advances: 23.99%
- Annual Fee: $0
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee: 3% of the amount of each transfer.
- Over The Limit Fee: n/a
- Late Payment Fee: Up to $35





- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
- Additional Perks: Various Internet account related services. Citi Identity Theft Solutions. $0 liability on unauthorized purchases. Secure, free online account management. Fraud and security protection services. See website for additional benefits.
- 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
- APR For Purchases: 11.99% - 21.99%* (Variable)
- APR For Cash Advances: 25.24%
- Annual Fee: $0*
- Cash Advance Fee: 5% of each cash advance; $10 minimum
- Balance Transfer Fee: 3% of each balance transfer; $5 minimum
- Late Payment Fee: Up to $35





- Discover® More Card - 18 Month Promotional Balance Transfer
- CashBack
- 0% Intro APR
- 10.99% - 20.99% (V)*
- $0
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Additional Rebates: 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. 5% to 20% Cashback Bonus® at over 200 top retailers through our online shopping mall.
- Rebate Details: Up to 1% unlimited Cashback Bonus® on all other purchases. See the Discover® More Card terms and conditions for more information.
- Additional Perks: Various Internet account related services. Up to $500,000 in travel accident insurance. Fraud and security protection services. Auto rental insurance. Discounts on products and services at participating merchants and retailers. Turn your Cashback Bonus® into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners. Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account. See website for additional benefits.
- 0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 18 months. See terms and conditions for complete details.
- APR For Purchases: 10.99% - 20.99% (V)*
- APR For Cash Advances: 23.99%
- Annual Fee: $0
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: 3% of the amount of each transfer.
- Late Payment Fee: Up to $35





- Earn 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards℠
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned - even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
- No Annual Fee for your first year - A $95 value
- Point Details: Use 20% fewer points when you redeem for travel; 7% annual points dividend - earn points on your points; 1:1 points transfer to leading airline and hotel programs.
- Additional Points: Earn 2 points per dollar spent on travel*; earn 2 points per dollar spent on dining*; earn 1 point per dollar spent on all other purchases*; plus earn an additional point per every dollar spent when you book airfare & hotel accommodations online through Ultimate Rewards(SM)*.
- Other Bonus: 40,000 bonus points after you spend $3,000 in the first 3 months.
- No Introductory Rate Available
- APR For Purchases: 15.24% Variable
- APR For Cash Advances: 19.24% (V)
- Annual Fee: $95
- Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Late Payment Fee: Up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.





- The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton Rewards® Credit Card.
- Earn 50,000 points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties
- Earn 5 points per $1 spent at The Ritz-Carlton hotels, 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants, and 1 point per $1 spent on all other purchases
- Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer
- Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations
- Automatic Gold Elite status your first year, which entitles you to complimentary room upgrades, priority late checkout, a 25% bonus on The Ritz-Carlton Rewards membership base points and more
- Elite cardmember travel privileges including a $200 annual credit for airline incidentals, such as baggage fees and in-flight meals
- Complimentary airport lounge access to hundreds of airport lounges worldwide. Plus, no foreign transaction fees.
- Additional Points: Earn 5 points per $1 spent at The Ritz-Carlton, 2 points per $1 spent on qualifying airfare, car rental and dining, and 1 point per $1 spent on all other purchases.
- Additional Perks: Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities. Upgrade to the Ritz-Carlton Club® Level three times annually. Automatic Gold Elite status your first year, which entitles you to complimentary room upgrades, priority late checkout, a 25% bonus on The Ritz-Carlton Rewards membership base points. Complimentary airport lounge access to hundreds of airport lounges worldwide. No foreign transaction fees.
- No introductory rate available
- APR For Purchases: 15.24%
- APR For Cash Advances: 19.24%
- Annual Fee: $395
- Cash Advance Fee: Either $10 or 3% of the amount of each transaction, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Late Payment Fee: Up to $15 if the balance is less than $100; up to $25 if the balance is $100 to less than $250; up to $35 if the balance is $250 or more.





- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee
- Point Details: Cardholders earn 5 ThankYou® Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 ThankYou® Point per dollar spent on all other purchases.
- Additional Points: 5 ThankYou® Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores.
- Bonus Details: 10,000 ThankYou bonus rewards points when you spend $650 in purchases and sign up for paperless statements within the first 3 months - redeemable for $100 in gift cards! Earn up to 1,200 bonus points per year when you pay on time and stay under your credit limit each billing period.
- Other Bonus: 10,000 ThankYou bonus rewards points when you spend $650 in purchases and sign up for paperless statements within the first 3 months; 1,200 bonus points for paying on time and staying under your credit limit.
- Additional Perks: See website for additional benefits.
- 0% Intro APR for 12 months on Balance Transfers*; 0% Intro APR for 7 months on Purchases*
- APR For Purchases: 12.99% - 22.99%* (Variable)
- APR For Cash Advances: 25.24%
- Annual Fee: $0*
- Cash Advance Fee: 5% of each cash advance; $10 minimum
- Balance Transfer Fee: 3% of each balance transfer; $5 minimum
- Late Payment Fee: Up to $35





- Miles by Discover® Card
- Miles
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- 10.99% - 15.99% (V)*
- $0
- Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Bonus Details: Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
- Other Bonus: Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months
- Additional Perks: Various Internet account related services. Up to $500,000 in travel accident insurance. Auto rental insurance. Fraud and security protection services. See website for additional benefits.
- *There is a 0% introductory APR on balance transfers for 12 months. See terms and conditions for complete details.
- APR For Purchases: 10.99% - 15.99% (V)*
- APR For Cash Advances: 23.99%
- Annual Fee: $0
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee: 3% of the amount of each transfer.
- Late Payment Fee: Up to $35





- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
- Additional Perks: Various Internet account related services. Identity theft solutions. Price protection program. Fraud and security protection services. Automatic bill payments. Year-end financial statement (upon request). Auto rental insurance. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost luggage assistance. Discounts on auto rentals. See website for additional benefits.
- 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
- APR For Purchases: 11.99% - 21.99%* (Variable)
- APR For Cash Advances: 25.24%
- Annual Fee: $0*
- Cash Advance Fee: 5% of each cash advance; $10 minimum.
- Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
- Late Payment Fee: Up to $35





- 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
- No annual fee.
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program(R): big deals on big brands, all the time.
- Get a decision in as little as 60 seconds.
- Additional Perks: 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit Enjoy travel rewards with no blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company.
- 0% on Purchases for 12 months
- APR For Purchases: 17.24%-22.24% Variable
- Annual Fee: No Annual Fee
- Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.





- Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
- Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
- Introductory annual fee of $0 for the first year, then $175.
- Get a decision in as little as 60 seconds.
- Additional Perks: 25,000 bonus Membership Rewards(R) points after $2,000 spend in 3 months - additional 15,000 bonus Membership Rewards(R) points for $30,000 annual spend Now, a faster way to earn points. You can earn triple points on all airfare for the life of your membership, as well as earn 25,000 Membership Rewards bonus points after you spend $2,000 in 3 months.
- N/A
- APR For Purchases: N/A
- Annual Fee: Introductory annual fee of $0 for the first year, then $175





- SimplyCash® Business Card from American Express OPEN
- CashBack
- 0% APR for 6, 9, or 12 months
- 12.24% – 19.24% Variable
- $0
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- No annual membership fee
- Additional Rebates: Cardholders earn a 5% rebate on office supplies and wireless services, 3% on automobile gas purchases, and a 1% rebate on virtually all other purchases.
- Rebate Details: Cash back on purchases is automatically credited to your statement each month.
- Additional Perks: Save up to 10% automatically on business expenses from FedEx, Hertz, and more with OPEN Savings. Flexible payments that allow you to pay in full or over time. Protection when you shop and travel. Online expense management tools that can be customized to track charges and monitor exactly where, when, and how company dollars are spent. See website for additional benefits. The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program with no additional fee. You'll earn a 5% rebate on office supplies and wireless services, a 3% rebate on automobile gas, and a 1% rebate on all other purchases. Rebates are automatically credited to your statement each month, and there is no limit to the amount of cash back that can be earned. The card has no annual fee, and it has a 0% introductory rate on purchases for 6, 9, or 12 months, plus you'll receive many benefits including travel accident insurance, purchase protection, and special discounts from select retailers. The SimplyCash® Business Card from American Express OPEN is ideal for small business owners that want to earn cash back on expenses and enjoy a low interest rate on card balances. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
- 0% introductory APR on purchases for 6 months, 9 months, or 12 months, based on your creditworthiness.
- APR For Purchases: 12.24% – 19.24% Variable
- APR For Cash Advances: 21.24%
- Annual Fee: $0
- Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
- Late Payment Fee: Up to $35





- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
- Bonus Details: **Cardholders will receive 1,000 bonus miles every month they make a purchase during the first 25 months of opening an account.
- Other Bonus: 25,000***
- Additional Perks: Various Internet account related services. Primary Car Rental Insurance. Lost or Damaged Luggage Insurance. Travel Delay Insurance. Trip Cancellation Insurance. See website for additional benefits.
- There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.*
- APR For Purchases: 10.99% - 16.99% (V)*
- APR For Cash Advances: 23.99%
- Annual Fee: $60
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee: 3% of the amount of each transfer.
- Late Payment Fee: Up to $35





- Starwood Preferred Guest(R) Credit Card from American Express
- Travel
- None
- 15.24% - 19.24% Variable
- $65
- Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
- Additional Perks: Earn Up to 25,000 Starpoints(R) Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
- None
- APR For Purchases: 15.24% - 19.24% Variable
- Annual Fee: $0 introductory annual fee for the first year, then $65





- Citi ThankYou® Preferred Card - $150 in gift cards
- Points
- No Introductory Rate Available
- 12.99% - 22.99%* (Variable)
- $0
- $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
- Additional Points: Earn 5 ThankYou® Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores during the first 12 months and 1 point for every $1 you spend thereafter and on all other purchases.
- Other Bonus: $150 gift card - Redeem 15,000 bonus points after $1,000 in purchases within 3 months of account opening
- Additional Perks: $0 liability on unauthorized purchases. Various Internet account related services. Identity theft solutions. Price protection program. Fraud and security protection services. Automatic bill payments. Year-end financial statement (upon request). Auto rental insurance. Various travel and emergency assistance services. Medical referral services. Legal referral services. Lost luggage assistance. Discounts on auto rentals. See website for additional benefits.
- No Introductory Rate Available
- APR For Purchases: 12.99% - 22.99%* (Variable)
- APR For Cash Advances: 25.24%
- Annual Fee: $0*
- Cash Advance Fee: 5% of each cash advance; $10 minimum.
- Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
- Late Payment Fee: Up to $35





- Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
- CashBack
- 0% Intro APR for 12 Months*
- 12.99% - 22.99%* (Variable)
- $0
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
- Full 1% cash back on all other purchases and eligible cash advances
- No Annual Fee*
- Bonus Details: Receive $100 cash back after $500 in purchases within the first 3 months of account opening.
- Other Bonus: $100 cash back
- Additional Rebates: 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll. Earn bonus cash back on rotating categories each quarter upon enrollment. Earn $5 cash back on individual balance transfer transactions of $1,500 or more. Average 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center®.
- Rebate Details: Full 1% cash back on all other purchases and eligible cash advances.
- 0% Intro APR for 12 months on Balance Transfers and Purchases*
- APR For Purchases: 12.99% - 22.99%* (Variable)
- APR For Cash Advances: 25.24%
- Annual Fee: $0*
- Cash Advance Fee: 5% of each cash advance; $10 minimum.
- Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
- Late Payment Fee: Up to $35





- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee*
- Additional Perks: No late fees for making a tardy payment and no penalties for going over your credit limit; no wait-time for live help via telephone.
- 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
- APR For Purchases: 12.99 - 21.99% (variable)
- APR For Cash Advances: 12.99 - 21.99% (variable)
- Annual Fee: $0*
- Cash Advance Fee: 5% of each cash advance; $10 minimum.
- Balance Transfer Fee: 3% of each balance transfer; $5 minimum.





- Capital One® Cash Rewards - $100 Cash Back Bonus
- CashBack
- 0% Intro on Purchases and Balance Transfers until June 2013
- 12.9% - 20.9% (V)
- $0
- $100 Bonus after you spend $500 in the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2013.
- Bonus Details: Earn $100 bonus after you spend $500 in the first 3 months; earn 50% bonus on the cash back you earn every year.
- Other Bonus: One-time bonus of $100 once you spend $500 in the first 3 months
- Rebate Details: 1% cash back on all purchases
- Additional Perks: Personalize your card with an image of your choice.
- 0% intro APR on purchases and balance transfers until June 2013.
- APR For Purchases: 12.9% - 20.9% (V)
- APR For Cash Advances: 24.9% (V)
- Annual Fee: $0
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
- Balance Transfer Fee: 3%
- Late Payment Fee: Up to $35





- The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
- Additional Perks: OPEN Savings® program: Automatic business discounts of 3% to 10% on partners, including FedEx, Hertz® and more. Tools to manage and monitor your spending. Business protection, personalized service and support. See website for additional benefits. The Plum Card® from American Express OPEN is for business owners who would like to use an American Express charge card with added flexibility. This card carries a $185 annual fee which is waived for the first year. You can earn a 1.5% discount by paying your full balance within 10 days of your statement closing date. You can also take up to 2 months from your statement closing date to pay your new balance in full, without penalties or interest. Just make an initial payment of at least 10% of your balance. The Plum Card® from American Express OPEN will prove to be a convenient option for business owners with additional options for special savings.
- No Introductory Rate Available
- Annual Fee: $185
- Late Payment Fee: 1.5% then 2.99% of the past due amount (minimum: $35)





- Capital One® VentureOne℠ Rewards Credit Card
- Miles
- 0% Intro on Purchases until June 2013
- 11.9% - 19.9% (V)
- $0
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
- No annual fee
- Other Bonus: One-time bonus of 10,000 miles once you spend $1,000 in the first 3 months
- Additional Perks: $0 Fraud Liability if your card is lost or stolen. 24-hour travel & emergency assistance gives you a replacement card and cash advance. 24-hour roadside assistance. Extended warranty program. Travel accident insurance. Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss. Image Card—personalize your card with an image of your choice.
- A 0% introductory rate is available on purchases until June 2013.
- APR For Purchases: 11.9% - 19.9% (V)
- APR For Cash Advances: 24.90% (V)
- Annual Fee: $0
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
- Balance Transfer Fee: $0
- Late Payment Fee: Up to $35





- Citi® Hilton HHonors Visa Signature® Card
- Points
- No Introductory Rate Available
- 14.24% variable or 16.24% variable*
- $0
- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
- No annual fee.*
- Point Details: Earn 2 HHonors Bonus Points for each $1 spent on all other purchases. Through the Hilton HHonors program, redeem earned points for free nights at more than 3,700 hotels within the Hilton Worldwide portfolio, Experience Rewards, car rentals or exchange Hilton points for airline miles with Hilton HHonors participating airline partners.
- Additional Points: Cardholders can earn 6 HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio; and 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.
- Bonus Details: Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening – That′s enough for a free night (for standard room, double occupancy) at participating hotels within the Hilton Worldwide portfolio.
- Other Bonus: 40,000 Hilton HHonors Bonus Points
- Additional Perks: See website for additional benefits.
- No Introductory Rate Available
- APR For Purchases: 14.24% variable or 16.24% variable*
- APR For Cash Advances: 25.24%
- Annual Fee: $0
- Cash Advance Fee: 5% of the amount of each cash advance, $10 minimum.
- Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- Late Payment Fee: Up to $35





- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Additional Rebates: Earn a full 2% Cashback Bonus® on your first $250 in combined gas and restaurant purchases each billing period. Combined gas and restaurant purchases in excess of $250 each billing period earn Cashback Bonus® at the same rate as other purchases. Earn up to 20% Cashback Bonus® at popular online retailers when you shop through Discover.com
- Rebate Details: Earn a full 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%.
- Additional Perks: Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Up to $500,000 in travel accident insurance. Fraud and security protection services. Purchase protection. Flight insurance. Auto rental insurance. See website for additional benefits.
- There is a 0% introductory APR on purchases for 15 months, and a 0% introductory rate on balance transfers for 15 months. See terms and conditions for complete details.
- APR For Purchases: 10.99% - 19.99% (V)*
- APR For Cash Advances: 23.99%
- Annual Fee: $0
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee: 3% of the amount of each transfer.
- Over The Limit Fee: n/a
- Late Payment Fee: Up to $35





- Capital One® Orbitz® Visa® Platinum
- Points
- 0% Intro on Purchases Until June 2013
- 13.9% - 19.9% (V)
- $0
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards, and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
- Point Details: Get 1 Point Per Dollar On All Other Purchases. Bonus Points on Eligible Orbitz.com Bookings. Points may be redeemed for travel, cash, merchandise, charitable donations, or gift cards.
- Additional Points: 3 Points Per Dollar Spent on Eligible Orbitz.com Bookings
- Additional Perks: Visa Signature Concierge for complimentary personal assistance—anytime, anywhere. Visa Signature Access. $0 Fraud Liability if your card is lost or stolen. Travel accident insurance. 24-hour travel & emergency assistance. Auto rental insurance. Extended warranty program.
- A 0% introductory rate is available on purchases until June 2013.
- APR For Purchases: 13.9% - 19.9% (V)
- APR For Cash Advances: 24.9% (V)
- Annual Fee: $0
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
- Balance Transfer Fee: $0
- Late Payment Fee: Up to $35





- Capital One® Platinum Prestige Credit Card
- Perks
- 0% Intro on Purchases and Balance Transfers Until September 2013
- 10.9% - 18.9% (V)
- $0
- 0% intro APR until September 2013 on balance transfers
- 0% intro APR until September 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection or add your own
- Additional Perks: Extended warranty program. Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss. Image Card—personalize your card with an image of your choice. No foreign transaction fees.
- A 0% introductory rate is available on Purchases and Balance Transfers until September 2013.
- APR For Purchases: 10.9% - 18.9% (V)
- APR For Cash Advances: 24.9% (V)
- Annual Fee: $0
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
- Balance Transfer Fee: 3%
- Over The Limit Fee: Up to $29. We will only charge you an over-the-credit-limit fee if you choose to accept this option.
- Late Payment Fee: Up to $35





- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index Report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rate, fees, rewards, limitations and other important information
- Additional Rebates: Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn 5%-20% Cashback Bonus® at participating top online retailers through Discover's exclusive online shopping site. Plus, each time you pay at least the Minimum Payment Due for each billing period, you may earn additional Cashback Bonus®.
- Rebate Details: Earn 1% rebate on purchases after your total annual purchases exceed $3,000; purchases that are part of your first $3,000 earn .25%. Cardholders will also earn .25% rebate on purchases made at select warehouse clubs, discount stores and their affiliates. Rewards are redeemable in $20 increments only.
- Additional Perks: Various Internet account related services. Fraud and security protection services. No liability for unauthorized transactions. Up to $500,000 in flight insurance. Auto rental insurance. Access to Pay-On-Time Bonus. Access to 5%-20% Cashback Bonus® at top online retailers through Discover's exclusive online shopping site. Flexible payment due dates. See website for additional benefits.
- 0% intro APR on balance transfers for a full 15 months, and 0% intro APR on purchases for a full 15 months. See terms and conditions for complete details.
- APR For Purchases: 10.99% - 20.99% (V)*
- APR For Cash Advances: 23.99%
- Annual Fee: $0
- Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Balance Transfer Fee: 3% of the amount of each transfer.
- Over The Limit Fee: n/a
- Late Payment Fee: Up to $35
- IberiaBank Visa® Select Card
- Perks
- 0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers
- 7.50% , 9.50% or 11.50%
- $35
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $0.50). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50).
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
- Low Annual Fee of $35.00.
- Additional Perks: Various internet account services. See website for additional benefits.
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory Rate of 1.99% or 7.50% for 12 billing cycles for balance transfers.
- APR For Purchases: 7.50%, 9.50% or 11.50%
- APR For Cash Advances: 12.75%, 14.75% or 16.75%
- Annual Fee: $35
- Cash Advance Fee: 5% (minimum fee $5, maximum $100)
- Balance Transfer Fee: 3% of the transfer amount
- Late Payment Fee: Up to $35
- No Annual Membership Fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online Access to Credit Card Account Information
- Additional Perks: Various Internet account services. Lost and stolen card reporting. See website for additional benefits.
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.
- APR For Purchases: 7.25%, 10.25% or 13.25%*
- APR For Cash Advances: 12.75%, 16.25% or 19.25%*
- Annual Fee: $0
- Cash Advance Fee: 5% (minimum fee $5, maximum $100)
- Balance Transfer Fee: 2% of transfer amount
- Late Payment Fee: Up to $35
- IberiaBank Visa® Gold Cash Back Rewards Card
- CashBack
- 1.99% APR for 6 Billing Cycles
- 9.25, 12.25% , or 15.25%*
- $0
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
- Rebate Details: Earn 1% in cash back credit on all qualifying purchases.
- Additional Perks: Various Internet account related services. Lost and stolen card reporting. Up to $500,000 in travel accident insurance. See website for additional benefits.
- Introductory APR 6 billing cycles from the date of the balance transfer check. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- APR For Purchases: 9.25, 12.25%, or 15.25%*
- APR For Cash Advances: 14.75%, 18.25%, or 21.25%*
- Annual Fee: $0
- Cash Advance Fee: 5%, $5 minimum, $100 maximum
- Balance Transfer Fee: 2% of the transfer amount
- Late Payment Fee: Up to $35
- IberiaBank Visa® Platinum Rewards Card
- Points
- 1.99% APR for 6 Billing Cycles
- 9.25% , 12.25%, or 15.25%*
- $0
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
- Point Details: Points are redeemable for hotel, gift or experience rewards.
- Other Bonus: Cardholders may earn up to 18,000 bonus points in the first year of account ownership. Earn Bonus Points - 2X, 3X, 4X or more at participating retailers online and in-store.
- Additional Perks: Various Internet account related services. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. See website for additional benefits.
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- APR For Purchases: 9.25%, 12.25%, or 15.25%*
- APR For Cash Advances: 14.75%, 18.25%, or 21.25%*
- Annual Fee: $0
- Cash Advance Fee: 5%, $5 minimum, $100 maximum
- Balance Transfer Fee: 2% of the transfer amount
- Late Payment Fee: Up to $35
- Earn points redeemable for 2% Cash Back for every dollar spent with this card
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- 24/7 Online Account access for easy and self-management of your account
- The ability to set up email and text messages notifying you of your account status
- Free online bill pay
- Point Details: You will earn 2 points for every $1 in net purchases charged to this credit card, redeemable for merchandise, gift certificates, or cash back. Cash back redemptions start at $25 for 2500 points. Other rewards redeemed starts at 500 points. Upon approval, you will receive the Rewards Terms and Conditions.
- Additional Perks: 24/7 online account management. On-demand customer service representatives. Automatic credit reporting to 3 major credit bureaus. 100% Fraud Liability Protection. See website for additional benefits.
- 0% APR for 9 months on Purchases
- APR For Purchases: 19.90%
- APR For Cash Advances: 20.90%
- Annual Fee: $0 to $39
- Cash Advance Fee: A 5% ($10 minimum) Cash Advance Fee will apply to cash advances, unless otherwise disclosed.
- Balance Transfer Fee: A Balance Transfer Fee of 5% ($10 minimum) will apply to balance transfers, if available, including credit card checks.
- LSU® Tigers Platinum MasterCard® from Capital One®
- Points
- 0% Intro on Purchases Until June 2013
- 13.9% - 19.9% (V)
- $0
- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU® card designs or create your own image card
- 0% intro APR on purchases until June 2013
- No annual fee
- Point Details: 1 point per $1 spent on all other purchases.
- Additional Points: 2 points per $1 on purchases at gas stations and major grocery stores.
- Additional Perks: Auto rental insurance 24-hour travel assistance 24-hour roadside assistance Extended warranty coverage Travel accident insurance Worldwide, 24-hour assistance for lost or stolen cards
- A 0% introductory rate is available on purchases until June 2013.
- APR For Purchases: 13.9% - 19.9% (V)
- APR For Cash Advances: 24.9% (V)
- Annual Fee: $0
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
- Balance Transfer Fee: $0
- Over The Limit Fee: Over the Credit Limit Fee: Up to $29. We will only charge you an over-the-credit-limit fee if you choose to accept this option.
- Late Payment Fee: Up to $35
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards, and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until June 2013
- No annual fee
- Point Details: Points can be redeemed for MTV rewards such as merchandise and tickets to MTV events, gift cards, cash, and travel.
- Additional Points: Cardholder will earn 5 points for every dollar spent on entertainment (music, movies, video game rentals, and sporting events), 2 points for every $1 spent restaurants, fast food places, and coffee shops.
- Bonus Details: Cardholders will be awarded 25 bonus points each month their account is in good standing.
- Other Bonus: 25 Points
- Additional Perks: Choose from 2 unique MTV card designs or create your own image card. Credit and financial education. $0 fraud liability for any unauthorized use if your card is lost or stolen. Travel accident insurance. 24-hour travel and emergency assistance. Auto rental insurance.
- A 0% introductory rate is available on purchases until June 2013.
- APR For Purchases: 13.9% - 19.9% (V)
- APR For Cash Advances: 24.9% (V)
- Annual Fee: $0
- Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
- Balance Transfer Fee: $0
- Over The Limit Fee: Up to $29. We will only charge you an over-the-credit-limit fee if you choose to accept this option.
- Late Payment Fee: Up to $35
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