American Express Canada cards are a great choice of cards for Canadian residents who want to have a card from a well-known issuer, American Express (NYSE:AXP), as well as for those who want to earn rewards on all their spending. The thing I like most about American Express is their excellent customer service. American Express Canada encompasses both credit cards and charge cards, for individuals and businesses, all of which allow you to earn rewards on your spending. All of these cards offer a sign-up bonus when you make your first purchase or spend a certain amount on the card within the first few months and many also reward you with bonus points each year.
Here is a list I’ve compiled of the best American Express Canada cards so that you can find the card that is best for your lifestyle needs.
American Express AIR MILES Platinum Credit Card. You earn a bonus of 1,500 AIR MILES® reward miles when you make $500 in purchases with this card in the first three months of cardmembership (offer ends June 30, 2014). Earn 1 mile for every $10 you spend on eligible groceries, gas stations, AIR MILES Sponsors and drugstores, and 1 mile each time you spend $15 on the rest of your purchases. The annual interest rate for purchases is 19.99%. Enjoy benefits such as fraud protection, travel accident insurance, purchase protection and more. Additional cards are free. $65 annual fee waived the first year.
American Express AIR MILES Credit Card. Earn a 500 AIR MILES® welcome bonus when you make your first purchase with this card. Earn 1 mile each time you spend $15 purchasing at AIR MILES Sponsors, and 1 mile each time you spend $20 on the rest of your purchases. Enjoy 2.99% introductory interest rate on the purchases you make during the first 12 months. Thereafter, your interest rate will be 19.99%. Benefit from travel accident insurance, fraud protection and more. No annual fee.
American Express Gold Rewards Card. With this charge card, you will get 25,000 Membership Rewards® points when you spend $500 in purchases within the first 3 months. Earn double points when making eligible travel, grocery, drugstore and gas purchases. Points never expire and there’s no limit to how many points you can earn. There are no blackout dates or seat restrictions when redeeming your points for travel. Enjoy preferred access to special events and concerts. $150 annual fee waived the first year.
The Starwood Preferred Guest Credit Card from American Express. This card rewards you with 10,000 Welcome Bonus Starpoints® when you spend $500 on purchases within the first three months. You will also earn 1 point for each dollar you spend on your card. You will be upgraded to Gold status each year once you spend $30,000 in purchases. Receive a free weekend night award every year when you spend $40,000 in purchases. Your points can be redeemed for flights in more than 350 airlines which won’t be subject to blackout dates. $120 annual fee.
American Express Business Gold Rewards Card. With this business card, you will receive 25,000 bonus points after spending $5,000 in purchases within the first 3 months of cardmembership. Earn 1 point per dollar spent. Receive 1 extra Point per $1 spent at 3 particpating Canadian merchants of your choice, up to a cap of 250,000 extra points per year. Earn unlimited points that never expire. When redeeming your points for travel, there won’t be any seat restrictions or blackout dates. $250 annual fee.